Digital Bank Transformation

This is a blog group for all topics related to Digital Bank Transformation, from incumbents to start-ups, to Wholesale and Investment banking. Technology is advancing like never before...this is a group for ensuring best practice is celebrated and shared.

Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)

Digital Transformation – An Opportunity and not a Challenge

We have often heard of challenges in Digital Transformation and some of it may be true. But in my experience, there are some key aspects, which if handled normally (yes, need to be normal & transparent), can make the digital transformation projects most effective. These are as below: - a. Have clear objectives & priorities – Many a times o...

14 October 2021 /people /retail

Tatsiana Kuchminskaya Chief Financial Officer (CFO) at Andersen

Making Results of Credit Scoring Transparent Without Compromising Security

Nowadays, the most common problem of scoring is that not everyone can quickly interpret the results that the model produced. A complex algorithm examines dozens of factors in dynamics, and hardly anyone can immediately see and understand what it’s all about. The article describes an algorithm that explains in natural language the strengths and wea...

23 September 2021 /security /retail

Peter Shubenok Founder at RNDpoint

Digital Transformation in the Banking Sector: the Keys of a Successful Launch

According to a survey by IBM Institute of Business Value, 60% of representatives of world banks believe that the boundaries between various industries are gradually blurring. This means that banks have new competitors. Among them are both promising FinTech startups and ecosystems that unite financial and non-financial players. In such conditions...

02 September 2021 /inclusion /predictions

John Bertrand MD at Tec 8 Limited

Crypto Wars by Erica Stanford: A Black Comedy

The quote "Nietzsche said order comes out of chaos" is from the movie Blazing Saddles, not Nietzsche” sums up the history of crypto currencies. Nothing, as Erica shows us in Crypto Wars, is as it seems, and the fleecing of investors has been par excellence. Involving all parties in the supply chain. From the creators of the many different...

16 July 2021 /inclusion /crypto