EBAday

EBAday is the annual event for European payments professionals organised by Finextra and the Euro Banking Association. This community has been created to deliver a forum for EBA delegates to exchange views on instant payments, open banking and new developments in payments processing and technology.

Retired Member 

Are You Falling Behind in the Race to Real-Time? How to Build Your Business Case for Immediate Payme

We’re beginning to see a divide in the payments industry, not just between incumbents and new players, but a sub-divide between banks themselves. Some traditional financial institutions have been able to adopt agile processes, whilst others are yet to start their journey toward a more nimble future. So why are some of these banks continuing in the...

16 June 2017 /payments

Retired Member 

Are Open APIs the Stairway to the New Payments Ecosystem?

Losing yourself in music is something that everyone should do at least once a day. The freedoms that it affords one’s mind cannot be understated. In my eclectic (and eternal) playlist, there is one song that has likely been played at least twice as much as any other (and to be fair, it likely has the same global play counts); Stairway to Heaven by...

15 June 2017

Stacey Small Business Development at The Glue

PSD2 is fast approaching. Don’t bury your head in the sand

The PSD2 deadline is just seven months away, and we all know just how quickly time flies. Market feedback suggests that many financial institutions are still in the ‘reflection’ phase. So far, this year we have seen the EBA (European Banking Authority) publish the Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA) and com...

19 May 2017 /regulation

Daniel Szmukler Director at EBA

Digitalisation, open banking, PSD2, instant payments remain hot topics for 2017

One does not have to be a clairvoyant to see that digitalisation, open banking, PSD2 and instant payments will be high on the industry’s agenda in 2017. Consequently, these topics will feature prominently in the programme of next year’s EBAday and of the Summer and Winter School that the EBA will organise throughout the year to give participants f...

23 December 2016 /payments

Daniel Szmukler Director at EBA

A look back at EBAday 2016

The 11th edition of EBAday in Milan broke a new record with more than 1,000 delegates and a once more sold-out exhibition floor. Thematically, last year’s trends continued as was visible in the 19-session program where instant payments, PSD2, open APIs and cryptotechnology were high up on the agenda. The exhibitors also picked up on these topics e

20 June 2016 /payments

Daniel Szmukler Director at EBA

Open APIs - the magical elixir?

Open APIs are finding their way into the payments industry. They often facilitate the customer driven ‘opening up’of banks to the outside world in a secure, scalable, reusable and self-service fashion, thereby crossing the internal borders of technology silos and business silos of banks. At EBAday 2016 the Electronic Alternative Payments Working G...

02 May 2016 /payments

Daniel Szmukler Director at EBA

PSD2: Increasing customer relevance in the digital era

2016 will be another decisive year for the payments industry, as it should become clearer how the provisions on access to Payment Initiation and Account Information services (XS2A) as part of the revised Payment Services Directive (PSD2) will come to live. Will the European Banking Authority (EBA) offer an actionable path, or should the industry st...

14 December 2015 /payments

Daniel Szmukler Director at EBA

A look back at EBAday 2015

EBAday celebrated its 10th anniversary in Amsterdam with a 19-session program, a sold-out exhibition floor and 871 delegates. After allowing for some days to let the dust settle, it is now a good moment to share some key insights and perceived challenges ahead of us: Change: the only constant With the SEPA migration quasi completed, our industry c...

27 May 2015 /payments

Daniel Szmukler Director at EBA

Focus needs to be replaced now by action

The financial industry is ripe for change and innovation. Some of these changes are being mandated by regulators. Other disruptions are coming from new technologies such as the rise of apps, mobile devices and social media which have an irreversible impact on customer demands and requirements. In the field of payments, it implies demands for new a...

13 February 2015 /payments

Daniel Szmukler Director at EBA

From Vision to Focus

Major progress was made in 2014 on the common understanding of the strategic importance of alternative payments for the European banking sector, against the background of transforming private and public sectors. The EBA produced three key deliverables in this field. One on the user requirements for e-APs, in which the change drivers and the various...

25 November 2014 /payments