Join the Community

22,017
Expert opinions
44,203
Total members
434
New members (last 30 days)
171
New opinions (last 30 days)
28,675
Total comments

Futuristic Banking

Stuff that's out there in the way out and beyond in banking.

Retired Member

Retired Member 

Inhibitors to buying online: Financial Services

Inhibitors to buying online #2 – Financial Services A colleague at Conchango has recently pointed out a revealing survey from Forrester as to why consumers do not buy products and services online. The post is set in the context of tangible goods – clothes, books, groceries etc. but it’s interesting how the research resounds in the world of inta...

/security

Ed Daniel

Ed Daniel Senior Consultant, getting old you know ;-) at esdaniel.com

Bot-wars and proximity

Technology brings as many problems as it solves solutions much the same way experts often confess to knowing more and more about less and less. As one passes through life this statement becomes more prevalent and it's no surprise that older folk are known to take less risk than younger ones who do not have the battle scars and hindsight of the ve...

Steve Ellis

Steve Ellis Founder at Finextra Research

5.5 million Filipinos use mobiles for cash and payments

Here MSN and Yahoo! are each running a story by PA's Oliver Teves, that states 5.5 million Filipinos are using their mobile phones as virtual wallets to store cash and transfer money. Apparently, one in ten Filipinos works abroad and needs to transfer money home. Using their mobiles as virtual wallets can avoid the necessity to open a bank account...

Steve Ellis

Steve Ellis Founder at Finextra Research

Web 2.0: Advanta launches IdeaBlob for SMEs

Advanta, a US based financial institution, with a big focus upon providing credit cards to the small business market place has used the Demo event in San Diego to launch IdeaBlob. IdeaBlob harnesses web 2.0 concepts around crowdsourcing to validate business ideas contributed by SMEs and then, potentially, win the cash to allow them to realise their...

Ed Daniel

Ed Daniel Senior Consultant, getting old you know ;-) at esdaniel.com

Expert accessibility - unleashing the wisdom of the crowds

The internet age has unleashed a massive force that is accelerating innovation, it is facilitating a most potent human behaviour... that of community and it is no surprise FinExtra has moved to address this trend. Online communities, just like offline communities, develop their identity, brand and 'being' with precursors like the Slashdot communi...

/retail /wholesale

Retired Member

Retired Member 

'Build your own Bank' to become customer centric?

Over at NetBanker, Ron's wrote about the notion of PFM (Personal Financial Manager, eg Quicken) and that will not be the solution to bringing the last holdouts into online banking. In particular, he spoke of the older generation boomers, and others who if they have not adopted such tools, are unlikely to do so now. In any event, the post promp

/payments

Paul Penrose

Paul Penrose Head of Research at Finextra

Bandwidth as an Internet currency

Computer scientists at Harvard's School of Engineering and Applied Sciences, in collaboration with colleagues from the Netherlands, are using a novel peer-to-peer video sharing application to explore a model for electronic commerce that uses Internet bandwidth as a global currency. The researchers envision an e-commerce model that connects users ...

/payments /retail

Paul Penrose

Paul Penrose Head of Research at Finextra

Shoulder surfers get the brush off with EyePassword

UK payments body Apacs published a PIN security advice guide for consumers late last week reminding cardholders of the continued threat from counterfeiters and shoulder surfers. Despite the introduction of Chip and PIN technology in the UK, card skimming and the subsequent use of cloned cards in overseas networks remains a lucrative business for t...

/security /retail

Steve Ellis

Steve Ellis Founder at Finextra Research

World Stock Exchange hacked, run on deposits, bank closes

It must be purgatory working at Linden Labs. Citizens of Second Life seem hell bent on replicating every problem of the real world. Setting aside the sex pests and the terrorists, no sooner had the authorities at Linden Labs banned gambling than its uber governors have had to deal with a meltdown in the Second Life financial system. It emerged las...

Paul Penrose

Paul Penrose Head of Research at Finextra

The virtual world of voodoo economics

From the Sydney Morning Herald: 'The biggest bank in the virtual world of Second Life has closed its doors after a run on its deposits, putting at risk hundred of thousands of real dollars of savings and investments.' The 'bank' in question, Ginko Financial, yesterday stopped accepting deposits, froze all withdrawals and converted account holders'...

/retail /wholesale

Now Hiring