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A place to share stuff that isn't at all fintec related but is amusing, absurd or scary.
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Retired Member
I was prompted to write a very short piece on McKinsey in response to the premise What Shape Will The Wireless Web Take? My comments may or may not be published so I'll put a few thoughts out here for consideration, as it really will have an effect on the way we do things. I've left out all the acronyms and apps and make it simple, although it is h...
03 October 2009
Recent events may have forever changed the global economic system. That isn't to say capitalism is dead, no its alive and will become well, eventually. It will just be a different style of capitalism. It won't, however, be back to business as usual for banks. Unrestrained capitalism rather obviously leads to no good. Good is sort of what it is real...
27 September 2009
Keith Appleyard IT Consultant at available for hire
Freedom of Information Act requests revealed more than 1,000 staff at the department were overpaid a total of £1,522,995 over the last three years – but more than half that total will never be paid back. In one case, a civil servant nearly doubled their salary. The unnamed official was handed an extra £18,500, on top of annual earnings of £22,000. ...
25 September 2009 /security /regulation
When thinking about doing things differently in the transaction and identity space its hard to go past the health care industry. There are an awful lot of health care transactions and with the right system in place we might be able to learn how to improve health care in general. I know President Obama's heart is in the right place with health care...
19 September 2009 /payments
Matt White North America editor at Finextra
Couple of stories from the FT this week that demonstrate the value of social networks to the financial world (or alternatively, the media's obsession with Twitter and Facebook - you decide). First up, Nomura has apparently been using Facebook to track down Lehman Brothers graduate trainees so it can offer them jobs. I suppose it makes a nice change...
18 September 2009
Are we seeing the up-and-up?
16 September 2009
I started out trying to improve consumer processes and interactions. This entailed connecting the dots between what was already out there in a consumer friendly and easy to adopt manner. It was pointless without connecting the financial dots because that was literally where the money was in the process. Hence the transaction system, which could hav...
14 September 2009 /payments
I've heard some crazy plans lately. Recessions bring them out, or at least companies trying to develop a bit of upward spin on their share prices. Google has apparently been planning to tag all all our credit ratings to our browsers (and whatever you think - they can tag you to your internet activities unless you stick to very obscure sites and don...
12 September 2009
Ainsley Ward Vice President, Payments Solutions at CGI
The moderately recent IPOs of MasterCard and Visa have had a profoundly different effect on the two companies presence in Europe. While Visa seperated out it's EU business into an independent association, MasterCard's has slowly had its powers sucked away by the dominant US HQ. Having been recently made redundant from MasterCard's European headqua...
03 September 2009
I read on another blog, a list of 36 things that credit card companies, or credit reference agencies at least, consider as highest in importance when assessing risk, and it named Equifax, Experian and TransUnion. The long list included all the usually expected things like payment , activity, transaction history, defaults and debts etc. A long list ...
02 September 2009
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