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Latest expert opinions

Alexander Boehm

Alexander Boehm Chief Executive Officer at PayRate42

Navigating the Compliance Maze: Online Casinos, Payment Processors, and the Challenges of High-Risk

The online gambling industry, particularly the high-risk segment of online casinos, has long been a contentious area fraught with legal, regulatory, and ethical challenges. The boundaries between legality and illegality in this sector are often blurred, making it a difficult landscape for both operators and the payment processors that serve them. ...

/payments

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

IRB wholesale exposures: Unpacking the PRA's latest regulatory guidance

The Prudential Regulation Authority (PRA) recently held an IRB wholesale roundtable, introducing new guidelines for firms using or considering the Internal Ratings Based (IRB) approach for wholesale exposures. In this post, we’re delving into the 6 key takeaways: #1. Model risk differentiation: Aligning to the PRA’s expectations To start, the PRA'...

/regulation

Paula Hunter

Paula Hunter Executive Director at Mojaloop Foundation

Understanding the Difference Between IPS and Inclusive Instant Payment Systems (IIPS)

In the world of financial technology, the terms instant payment systems (IPS) and inclusive instant payment systems (IIPS) are both used to refer to digital financial transfers that allow the recipient to use the money within seconds. Though they share similarities in offering rapid financial transactions, their core objectives and impacts differ ...

/payments /inclusion Financial Inclusion

Harshita Soni

Harshita Soni Digital Marketer at Ken Research

The Adaptation to Trends in the Vending Machine Industry

The global vending machine industry is witnessing a significant transformation as technology advances and consumer behavior evolves. As of 2024, the global vending machine market is valued at approximately $25.2 billion and is expected to grow at a CAGR of 6.7% from 2024 to 2030. The market's growth is driven by factors such as rising demand for ...

/markets

Shiv Nanda

Shiv Nanda Content Strategist at https://www.financialexpress.com/

Why Is Wealth Management in Long Beach Crucial for High-Net-Worth Individuals?

High-net-worth individuals in Long Beach face unique financial challenges that require specialized expertise and tailored strategies. Wealth management in this area plays a vital role in helping these affluent individuals protect and grow their assets. With Long Beach's diverse economy and proximity to major financial centers, it’s an attractive l...

/inclusion Finance 2.0

Prakash Bhudia

Prakash Bhudia HOD – Product & Growth at Deriv

Safe haven buying ramps up, could Gold soar after Powell?

Gold prices hold just below the $2500 psychological level as analysts predict a bounce towards unprecedented highs. Some forecasts suggest the metal could reach $3,000 per ounce by next year. Tuesday's surge to a new all-time high of $2531.64 highlighted this bullish momentum. Gold's recent rally had been driven by its safe-haven appeal amid glo...

/markets

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Cryptocurrencies and Their Effect On The Online Australian Retail Sector

These days, cryptocurrency is nothing new. This decentralized digital currency which is almost impossible to falsify or overspend, is being used by several industries, including retail, banking, and healthcare. What is the current revenue position of the Australian crypto market? And how do crypto payments in retail seem to be the future? Well, her...

Priya Kumari

Priya Kumari 

AI-Powered Digital Receivables Platform: Driving Global Excellence and Operational Efficiency

In the fast-paced world of modern business, staying ahead of the curve requires a relentless pursuit of innovation. Companies are always on the hunt for game-changing solutions to streamline their financial operations and achieve global excellence. An AI-powered digital receivables platform acts as a true catalyst for growth, offering a double-ed

Harriet Christie

Harriet Christie Chief Operating Officer at Mirrorweb

Australian Business Communications - B-ASIC instructions

On June 26th 2024, the Australian Securities and Investments Commission (ASIC) released new guidance on its expectations around business communications. This came in the form of Information Sheet 283 and an accompanying Press Release, and signaled the regulator’s intention to raise compliance standards. This heralds a new era in Australian co

/regulation /wealth RegTech

Alexander Boehm

Alexander Boehm Chief Executive Officer at PayRate42

Understanding the Regulation of Stablecoins Under the MiCA Regime: A Compliance Guide!

The EU’s Markets in Crypto-Assets (MiCA) regulation represents a significant step for crypto regulation, particularly concerning the oversight of stablecoins, such as USDT. As compliance officers, it’s crucial to understand the regulatory landscape under MiCA, the roles of key regulatory bodies such as the European Banking Authority (EBA) and the...

/regulation /crypto

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