6 Trending Personal Finance Apps

Efficient money management is a nightmare for digital wallet users in today’s fast-paced and scattered financial landscape. With the downpour of FinTech tools for a myriad of purposes – be it bank transfers, savings, bill payments, or investments – the need for effective financial tracking and cash flow control has never been more important. 

Today, comprehensive and user-friendly personal finance and money management tools have emerged to combat the chaotic ecosystem that existing financial services have caused. Progressive FinTech companies have recognized this existing gap and are actively developing innovative solutions to empower users with greater control over their money.

Today, readily available apps provide real-time insights into one's financial transactions and portfolio. With these tools, users can effortlessly track their income, expenses, and investment performance at their fingertips. 

Here are 6 of the most trending personal finance apps today:

Sequence

Sequence, the world's first financial router, offers users the ability to visualize their cash flow, establish smart routing rules, and exert control over the distribution of their finances across various accounts. It brings together all of one’s connected platforms, including banks, apps, and credit cards, merging their financial information into one unified view. 

Sequence has developed a solution to mobilize one’s finances that makes sense, putting the user in control of what their money does and where it goes, including live updates on where their balances stand, and full control of exactly how much of their income goes where.

Stash

Stash aims to simplify and make investing accessible to millions of Americans, assisting users in achieving greater financial independence. With a dedicated team of over 250 employees, their mission is centered on empowering individuals to invest in themselves and nurture their wealth.

Stash offers a range of smart features to support users' financial goals. Through the platform, users can easily adjust their portfolios by adding or withdrawing funds, effortlessly steering their investments toward their desired mix.

Honeydue

Honeydue is known as the personal finance app for couples. It revolutionizes the way couples manage their finances by enabling them to jointly track bills, monitor bank balances, and analyze spending habits while fostering meaningful conversations about financial goals and behaviors.

Honeydue's comprehensive features extend to bill management, helping couples avoid penalties with timely bill reminders. It sends gentle nudges to prompt either partner when it's time to settle a bill, ensuring that financial responsibilities are handled efficiently.

GoodBudget

Goodbudget is a household budgeting app based on the envelope budgeting approach, offering compatibility across various platforms, including the web, Android, and iPhone.

With Goodbudge, users can create digital envelopes for each of their budget categories, such as rent, groceries, dining out, and date nights, among others. Subsequently, they allocate funds into these envelopes at the outset, allowing them to budget and spend according to the categories, rather than being solely driven by their account balance.

Oportun

Oportun is an AI-driven digital banking platform with a dedicated mission to simplify and enhance financial well-being for everyone. Committed to offering accessible and affordable financial services, Oportun empowers millions of diligent individuals in addressing their everyday borrowing, savings, banking, and investment requirements.

Since its inception in 2006, Oportun has achieved remarkable milestones, including saving an average of over $1,800 annually for its members, assisting 1.1 million people in establishing credit histories and extending 6.3 million loans and credit cards. 

Empower

Empower aims to give financial independence to individuals and organizations of varying sizes, delivering comprehensive solutions in investment, wealth management, and retirement planning. Additionally, the Empower Personal Dashboard grants individuals a transparent and straightforward overview of their current financial status and prospects.

Founded on principles of trust, integrity, and unwavering commitment, Empower proudly serves a vast community of over 71,000 esteemed organizations and more than 17 million individuals