[Webinar] Can You Have It All? Integrating New Channels In A New World Of PaymentsFinextra Promoted[Webinar] Can You Have It All? Integrating New Channels In A New World Of Payments

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Expert opinions

Paul Quickenden

Paul Quickenden Chief Commercial Officer at Easy Crypto

Bitcoin breaks the rules - but that might just be the point

Let’s talk about price. Or more specifically, let’s talk about how Bitcoin defies the neat rule we try to impose on financial markets. While Wall Street was catching its breath this May with equities softening under the weight of interest rate uncertainty and macro drag (including the Nasdaq, S&P 500 and the Dow Jones losing ground) Bitcoin ca...

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Andrew Stevens

Andrew Stevens Global banking and financial services specialist at Quadient

Supporting customers through economic uncertainty: a renewed mandate for UK banks

UK consumers are once again facing significant financial headwinds. With tariffs climbing, inflation forecast to rise after a temporary respite, and the broader economic outlook clouded by geopolitical instability, many households are bracing for renewed pressure on their day-to-day finances. In this environment, the obligation on banks to support...

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Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Building Financially Resilient Ecommerce Stores with Smart Dropshipping Tools

Long-term success in today's fast-paced digital marketplace depends on creating a financially stable e-commerce store that can adjust and prosper in any economic environment, not just having a fantastic product. Dropshipping is a potent business strategy that enables entrepreneurs to sell goods without having to deal with the hassle of inventory c...

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Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

A Guide on Crypto Token Development

In the ever-evolving crypto landscape, launching a successful token requires more than just a whitepaper and a dream. Whether you're building a decentralized game, a DeFi platform, or tokenizing assets, understanding the nuts and bolts of crypto token development is mission-critical. The good news? The tools and crypto solutions for token projects...

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Kunal Jhunjhunwala

Kunal Jhunjhunwala Founder at airpay payment services

Bridging the Urban-Rural Divide: How Integrated Financial Platforms Are Driving Financial Inclusion

India’s digital economy has been nothing short of remarkable; UPI transactions crossed 16.99 billion in January 2025 alone, fintech startups are flourishing, and banking is now more mobile than ever. However, beyond the metros and Tier-1 cities, the picture is not quite as ideal. In India’s rural and semi-urban pockets, millions still struggle wi...

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Research

Impact Study

Cross-border payments: How is the market addressing G20 targets?

This impact study explores how far along the G20’s cross-border roadmap firms have travelled; why cutting-edge technology platforms are imperative in today’s instant payments world; as well as how financial leaders can go beyond the G20’s objectives, in order to ensure prosperity for the coming decade.  The cross-border payments market is one of the fastest growing money movement markets in the world. It reached $150 trillion in 2017, and by 2027 is expected to reach $250 trillion – a rise of over $100 trillion in just ten years. There are several factors that have led to the increase in global remittances, be they wholesale or retail in origin, including expanding supply chains; globalised investment flows; international trade and e-commerce; as well as the increased global movement of people, resulting in more money being sent across borders.  While cross-border payments are booming, many financial institutions are still struggling to keep their technology platforms up to speed, and the drive toward real-time is having deep ramifications for organisations’ operations. To address these challenges, a gathering of some of the world’s largest economies, known as the Group of Twenty (G20), set out a roadmap in 2021 to improve cross-border payments.  Also providing impetus for widespread modernisation are mandated initiatives like new, and continually evolving, ISO 20022 message and data standards and the European Union (EU)’s Digital Operational Resilience Act (DORA) – forcing players in the highly-competitive payments space to invest in smarter services, customer centricity, and on top of that, become the engines of growth.  This Finextra impact study, produced in association with Temenos, explores:   A status update on the G20 cross-border targets;  The need for modernisation - an overview of other factors affecting cross-border payments;  A roadmap for change beyond G20;  Real-life case studies. 

486 downloads

Future of Report

The Future of Embedded Finance in Africa 2025

Embedded finance is changing the payment landscape in Africa. The question now is: what will it take for embedded finance to truly scale across Africa? The global embedded finance market is set to grow beyond $228 billion by 2028 according to Juniper Research. As this market matures and consumer confidence in the technology grows, this will likely prove to be a significant chunk of global financial services. In Africa, this emerging trend has the potential to unlock new economic opportunities. As a less mature market, it is not as hindered by legacy payments systems, making it ripe for payment innovation from embedded finance. It has the potential to reshape the continent’s current payments landscape, broaden innovation opportunities, and drive financial inclusion. As a market Africa is very adaptable to different technologies, and embracing of newer, more agile services. A lot of the population to the majority of their banking through their mobile phones, making embedded finance fit seamlessly into financial worlds of the populace. Yet there are many factors which will alter and develop the ability for embedded finance to take hold. This Finextra report, sponsored by Kora, received contributions from Binance, Indelible Inc., Mojaloop Foundation, and Nikulipe. It explores:  Making embedded cross-border payments work in Africa; Unlocking the opportunities of embedded e-commerce in the African market; Embedded finance: Encouraging African financial inclusion; Why personalisation in embedded finance is the next step for African fintech; Regulating Africa to encourage embedded finance innovation.

309 downloads

Future of Report

The Future of the Global Financial Ecosystem 2024

A Sibos Special Edition. Our world has experienced several unexpected and unprecedented events over the last few years, which show no signs of slowing down. This year’s Sibos aims to connect those in the financial services community who have experienced fragmentation, in the hope that tackling this will help with some of the biggest issues facing banking. The role that financial institutions play in the global environment will continue to be placed under the microscope as situations continue to develop. In light of this, there has never been a better time for those in finance to come together and have frank and open conversations about their future. This applies to not only environmental and social goals for banks, but also the adoption of and adaptation to new technologies. No longer can these issues be placed on the side and given lip service, they need to become an integrated part of each financial institution’s core policies and practices. However, ever increasing this challenge are the continuously changing global circumstances. Due to these circumstances, communication and collaboration are essential drivers for 2024. This Finextra report, produced in association with Swift, includes commentary from BBVA, BNP Paribas, BNY Mellon, Deutsche Bank, ING, JP Morgan, Lloyds, McKinsey, NatWest, SEB, Standard Chartered, UniCredit, and Wells Fargo.

1059 downloads

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FinextraTV

The Path to Climate Progress: Optimism, Purpose and Technological Innovation

In this Unplugged FinextraTV interview, Patrick Sheehan, Founder & Managing Partner, ETF Partners recounts the company’s 20 year journey leading VC sustainability through innovation. During this conversation, Sheehan explains the positive changes he’s witnessed as well as stating his belief that progress is possible when met with optimism, purpose and technological innovation. As well as calling for a return to simpler language, Sheehan shares his thoughts on the future.

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Long reads

Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

How fintech firms can champion real LGBTQ+ inclusion

This Finextra long read series will focus on moving beyond performative allyship to explore structural inclusion during and after Pride Month - a celebration of the LGBTQ+ community and commemoration of the contributions of lesbian, gay, bisexual, transgender and queer culture. By adopting inclusive policies, promoting visible role models, and...

Dimitrios Salampasis

Dimitrios Salampasis Assoc. Professor, Emerging Technologies & FinTech at Swinburne University of Technology

Cash accessibility in the digital age: A human right or a dying relic?

From paper to pixels: How cash went from king to question mark Technological breakthroughs and advancements across the spectrum of the digital economy have been challenging the inherent nature and core purpose of money, putting pressure towards reconsidering the issuance of physical money, the impetus of financial transactions and the role of phys...

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Back to that paper: Why cash isn’t going anywhere in the near future

We are currently living in a whirlwind era of digital payments, online transactions, and e-wallets – yet for many, cash is still king. What does cash mean for financial inclusion? Globally, cash is still the most widely-used payment method, and remains the preferred choice for many, particularly those residing in isolated communities, the elderly, ...