Decentralized Finance (DeFi)

Deconstructing DeFi – revolution or evolution?

17 Nov 2022

Decentralisation is the buzzword in fintech at the moment – whether that’s sharing data more widely, such as with open banking, or directly using decentralised systems, as with the blockchain. Decentralised finance (DeFi) is one of the latest developments, aimed at democratising access to finance by removing the middlemen that control the flow of ...

Banking Strategy, Digital and Transformation

Cryptocurrency is dead. Long live Central Bank Digital Currency!

28 Aug 2020

A much more intelligent person than me once saidthat cryptocurrency is “everything you don’t understand about money combined with everything you don’t understand about computers.” This makes me feel dangerously under-qualified writing this post, but it’s worth having a go, right?! A colleague that I have a lot of time for recently asked me what my...

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