Instigate change. Start a new collaborative Blog Group

Create group
Blogs
Joris Lochy

The Shift to Trust-Based Partnerships in Financial Services: Aligning the objectives

In the dynamic world of financial services, rapid innovation, rising customer expectations, and increasing complexity are the norm. This reality necessitates a shift from traditional in-house operatio...

18 Dec 2023
Fintech World
Joris Lochy

The Unseen Backbone of Banking: A Deep Dive into Matching and Reconciliation

Last year I celebrated two decades of immersion in IT, specifically within the Financial Services sector. During this period I have been a witness to remarkable transformations in banking and technolo...

01 Dec 2023
Data Management and Governance
Joris Lochy

Beyond Imagination: The Rise and Evolution of Generative AI Tools

Generative AI has revolutionized the way we create and interact with digital content. Since the launch of Dall-E in July 2022 and ChatGPT in November 2022, the field has seen unprecedented growth. Thi...

26 Nov 2023
Banking Strategy, Digital and Transformation
Joris Lochy

Unlocking the Power of AI: Reshaping Financial Services

AI is a hot topic and numerous articles are published stating that financial service companies not adopting AI today risk becoming obsolete tomorrow. However, as with many hypes, the industry’s adopti...

17 Nov 2023
Banking Strategy, Digital and Transformation
Joris Lochy

The Mafia Effect: How Successful Ventures Spawn Entire Ecosystems

A few weeks ago, I came across a LinkedIn post by Marcel Van Oost (whose content is truly remarkable, so if you’re not already following him, make sure to subscribe to his updates). Marcel’s post shed...

09 Nov 2023
Fintech World
Joris Lochy

The Fintech Regulatory Puzzle: From AISP to Bank

When discussing the dynamic world of Fintech, particularly in the context of neo-banks and payment Fintechs, licenses play a crucial role. This regulatory aspect, while less glamorous than cutting-edg...

02 Nov 2023
Banking Regulations
Joris Lochy

Scaling Smart: How to Grow Without Succumbing to Bureaucracy

As companies expand, it is almost inevitable that bureaucracy grows alongside them. The term "bureaucracy" typically carries a negative connotation, often associated with demotivated personn...

25 Oct 2023
Banking Strategy, Digital and Transformation
Joris Lochy

Saving 2.0: Breaking Free from Tradition

In Belgium, the traditional savings account remains highly popular, boasting a total deposit of over 300 billion EUR. With approximately 11.5 million inhabitants, this averages to about 25,000 EUR per...

17 Oct 2023
Digital Banking, Mortgages and Savings
Joris Lochy

The Right Fit: Assessing Business Value before Adopting AI/ML

The potential of AI/ML is immense, yet it is often misused by managers who are driven by trends and a fear of missing out. Like any technology, AI/ML should be seen as a means to an end and should be ...

11 Oct 2023
Banking Strategy, Digital and Transformation
Joris Lochy

Fintech Fusion: How Integration is Driving Change

In the landscape of financial services, a multitude of 'as a service' models have emerged, revolutionizing how both financial and non-financial institutions (such as retail and HR Tech) offer financia...

02 Oct 2023
Embedded Finance
Joris Lochy

Connecting the Dots: Navigating Tomorrow’s Services through Ecosystems

In recent years, there has been a growing trend among companies across different sectors to build ecosystems or even super-apps. These ecosystems typically include a range of services and products des...

25 Sep 2023
Banking Strategy, Digital and Transformation
Joris Lochy

The Price Is Right: A Quest for Fairness and Simplicity

In a world marked by high inflation rates, governments are engaged in a race to find ways to compensate citizens for their diminishing purchasing power. Simultaneously, businesses are navigating a com...

17 Sep 2023
Innovation in Financial Services

Now hiring