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Mukund Rao

Pocket money apps for teens in 2023...Understanding what’s in store in the new year

The year 2022 saw digitization cementing its roots further, which in turn continued to transform its financial industry and saw new-age banking emerging. The velocity of digital banking and contactl...

14 Dec 2022
Fintech
Brian Montgomery

Don’t risk poor alignment between finance and IT hampering success

It’s clear that organisations across the UK and Ireland (UK&I) have made exceptional progress when it comes to digital finance transformation. According to a new Workday report, almost half (49%)...

13 Dec 2022
A Finextra Member

Beyond Consumer Duty: How customer experience excellence will separate leaders from laggards

The new Consumer Duty regulation from the UK’s Financial Conduct Authority (FCA) has instigated a period of great change within the financial sector, requiring financial services institutions (FSIs) ...

13 Dec 2022
Banking Strategy, Digital and Transformation
Nick Green

What does the FCA credit information interim report mean for fintechs?

The FCA wants to see a higher quality of credit information and is taking steps to improve the sector. In light of this, the FCA recently published the long-awaited interim findings from its credit in...

13 Dec 2022
Fintech
Pavlo Farb

Security audit of smart contracts: verifying DeFi

Once deployed, a lot of smart contracts cannot be easily changed. So, it would be wise to take a close look at potential weaknesses, exploits, and built-in mitigations when it’s not too late for chang...

13 Dec 2022
DeFi
Matthew Nassau

Be Brilliant at Basics, like FX

Looking at today’s headlines which cite a seemingly spontaneous global resurgence in inflation, spiralling energy costs, reactive central bank rate hikes and disrupted mortgage markets, one could be f...

13 Dec 2022
Capital Markets Technology
Gabriel Hopkins

Wirecard: Inside and Outside the Tsunami

There’s no shortage of articles in the press this week and last about the start of the prosecution of Wirecard executives for fraud, but how is it possible that such a large-scale fraud took so long ...

13 Dec 2022
Exposing Financial Crime
Jeremy Takle

Why banking needs a financial time machine

Many people wish they had a better sense of their financial future. Worried they'll find out too late they're less financially comfortable than they had hoped. What if, instead, they had access to a...

13 Dec 2022
Disruption in Retail Banking
Zandra Moore

The Fintech Buyers Guide to Business Intelligence (BI) Software: A 9-point checklist

The idea of using data to drive better decision-making is well-established. But the traditional approach – centered around Business Intelligence (BI) reporting tools – relies on specialist software an...

13 Dec 2022
Sarp Demiray

Sarp Demiray on Digital Banking in 2023: The Digitisation Train Won’t Wait

The adage that nothing is more permanent than change has been more applicable to the financial sector than ever in recent years. The digital change train has already left the platform and is about to ...

13 Dec 2022
Banking and Lending Solutions
Philip Chethalan

KYC API: How KYC as a service works

APIs provide rapid and scalable applications for banking, payments, and other businesses that require identity verification for AML and KYC compliance. In most countries, some firms are obliged by law...

13 Dec 2022
Biometrics
Philip Chethalan

Best Practices, Challenges and Trends in Employee Onboarding for BPOs

Employee Onboarding effectiveness defines whether your employee will be engaged or disengaged at work, depending on the impression created on them. Poorly managed onboarding can lead to abandonment, e...

13 Dec 2022
Biometrics

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