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9 Results from 2022

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Main trends in blockchain and crypto in 2023

Turning back from our almost one month stay during November in South Africa, our beloved travel country, I was heavily chocked by the events on the crypto markets. During our stay I had promised my wife not to follow the news in these areas. But looking at internet I read the various articles and blogs on the FTX crypto exchange collapse and the ne...

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

SWIFT and CBDC projects: successful experiments

Early October SWIFT launched two publications describing the results of two important experiments, one on interoperability and the other on tokenization. In these publications SWIFT has laid out its blueprint for a global central bank digital currency (CBDC) network following an 8-month experiment on different technologies and currencies. SWIFT t...

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

The state of CBDC projects: lessons learned

The future of the financial world will be digital. But it is becoming clear that this world will not be dominated by privately-issued crypto assets like crypto currencies such as Bitcoin or even stable coins. It is becoming all the more likely that it will be central bank digital currencies (CBDCs) that are digital versions of nation’s fiat money ...

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Blockchain and the Music Industry: Singing the Blues again

I am a music fan. Of all sorts, from classic, to pop, to etc. In the sixteenths I visited the National Jazz and Blues Festival in Plumpton South England. And there I saw Deep Purple for the first time. It was great. Recently I read that, notwithstanding the music industry is an incredibly big business, many artists still have a pover life. This whi...

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

EU crypto regulation: global cooperation or competition?

Finally, after two years of intensive deliberations, EU legislators have reached a provisional agreement on its landmark Markets in Crypto Assets (MICA) directive, that is aimed to govern the crypto space in Europe for the years to come. The recent crypto market crash shows how highly risky and speculative crypto currencies are. It confirmed th

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Unstable stable coins: how to regulate?

The crypto market was shocked by the sudden collapse of the third largest stablecoin TerraUSD early May. Long-time isolated from the falls in crypto coins like Bitcoin and Ethereum, stablecoins were designed to sidestep crypto volatility and supposed to remain stable across the crypto ecosystem. The significant crash of TerraUSD that lost more tha...

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Central Banks Digital Currencies: what may it bring for banks?

The future of money is digital, according to a new global CBDC index from Price Waterhouse Cooper (PwC). This year’s Index shows that central banks are “ramping up” activity in the digital currency space. It is estimated that more than 80% of central banks worldwide are considering launching a central bank digital currency (CBDC), which some have ...

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Crypto in the frontline: victim or survivor

The war of Russia versus its neighbour Ukraine has triggered many countries from the West to impose severe sanctions, mainly aimed at hurting the oligarchs around president Putin. They are trying various ways to evade these sanctions as much as possible. Western countries led by the US now also have put crypto on the sanction list, as there are

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Blockchain, crypto mining and the environment: towards sustainable solutions

Blockchain has always been presented as providing speed, efficiency and low costs. But there is also a flipside. Since the crypto industry is booming, including DeFi and NFT, and blockchain technology is going more mainstream the discussion of their negative impact on the environment is heightening. Blockchain consumes huge amounts of energy and t...

/crypto Blockchain Observations

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