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Since Saturday became non working day bank have been the only closed service on weekend. Although in that accelerated world retail purchasing is shifted to weekend. Paying cashless seller only can rea...
I think the move to charging certain people for use of other banks' ATMs is deplorable - and we have been here before, only to see it dropped. Some of us remember that the introduction of ATMs was dri...
There's been a great deal of discussion lately about the impact of technology on traditional businesses such as bookstores, media, TV, newspapers and even on banking. We think we understand the impact...
or banks excel in being opaque I have been a long standing customer of a big...
The emphasis is shifting from finding the system that precisely matches requirements to delivery capability - finding a core system that can be implemented with the minimum of trauma. Experienced core...
The Total Disruption of Retail Banking - The Conclusion As we detach ourselves from physical artifacts associated with traditional businesses, traditional distribution models rapidly fail. The fact th...
Within the US$1+ trillion global professional services industry, the finance sector has recently looked susceptible to a growing chorus of start-ups looking to strategically rethink finance’s core...
A curious client recently asked – “Couldn’t financial modeling risk be diminished by introducing a Quality Assurance Review Panel (“QARP”)?” It was a simple, pragmatic question that left me momentari...
The release of the iPad in April 2010 has had a transformational impact on the world, and the tablet device has moved from being a minority form-factor within the enterprise laptop market, to a true c...
Improvement should part of regular maintenance A couple of weeks ago it was time for the bi-annual checkup of my car again. Not that anything was wrong with it, but it is part of the service agreement...
For a while now I have been tracking how banks and financial institutions are using social technologies to provide new services to their customers. I thought that it would be useful to do a round-up o...
A bit overdue, but here’s the second installment of the 4 C’s of core banking. Finding the best way to tackle legacy core systems has re-emerged as a key topic of debate among banks, from top tier glo...