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Erica Andersen

Erica Andersen Marketing at smartR AI

Rethinking AI: From Artificial to Assistive Intelligence

© copyright smartR AI 2025 Recently, while preparing for a talk about trust in AI, I had an epiphany. As I explored various use cases—some successful, others not so much—I realized we've been thinking about AI all wrong. The "artificial" in Artificial Intelligence has always felt a bit off, hasn't it? What if we thought of AI instead as

/ai /predictions Artificial Intelligence and Financial Services

Luigi Wewege

Luigi Wewege President at Caye International Bank

Legacy Banking vs. Offshore Banking: A Comparative Analysis of Two Financial Paradigms

Banking has long served as the backbone of global commerce, investment, and wealth management. However, the modern financial landscape is divided between traditional "legacy banking" institutions and the less conventional but increasingly relevant realm of "offshore banking." The fundamental differences between these two parad

/regulation /retail Trends in Financial Services

Brian Mahlangu

Brian Mahlangu VP Product: Digital Platforms Mobile at Absa Bank, CIB.

The State of Mobile Adoption in Africa – What should be focused on!!!

These are not opinions, just facts! One cannot ignore the fact that 40% of Africans live below the poverty line (struggling to afford basic necessities like food, housing, and healthcare). To put this into perspective, it means that 438.6 million Africans, out of the continent's total population of 1.54 billion, are affected. With that in mind, it'...

/payments /inclusion Mobile Financial Services (MFS)

Venkatesh P

Venkatesh P Co-Founder and Director at Maveric Systems

Quick-Win AI Strategies for Banks

Over the last two years, there has been significant buzz around the potential of GenAI and the various platforms and tools that have emerged in the market. However, we have not seen the same level of buzz around successful implementations, barring some examples of incremental progress. Only 2% of organizations in financial services are considered ...

/ai /retail Innovation in Financial Services

Taras Boyko

Taras Boyko Founder at BTG Corporate Services Provider

Does AI Innovation Spell the End for Credit Brokers?

Few tech innovations have been as transformative as generative artificial intelligence. Since ChatGPT's launch in November 2022, the AI landscape has evolved dramatically, challenging long-held norms and reshaping entire industries. The source of the latest shake-up has been DeepSeek, whose sudden emergence heaped pressure on industry leaders like...

/ai Artificial Intelligence and Financial Services

John Bertrand

John Bertrand MD at Tec 8 Limited

To Grow the UK Economy: Accelerate Instant Payments

The EU Directive on Instant Credits is set to take effect in October 2025. By reducing payment processing times from days to mere seconds, EU countries are projected to see their GDP increase by 1 to 2%. The efficiency gains from Instant Payments, where funds are immediately available for reuse, create a compounding effect that accelerates economi...

/payments /regulation Futuristic Banking

Rolands Selakovs

Rolands Selakovs Founder at avoided.io

Fraud and Chargeback Trends to Watch in 2025

Fraud and Chargeback Trends to Watch in 2025 As we navigate through 2025, the landscape of fraud and chargebacks continues to evolve, presenting new challenges for businesses and consumers alike. Staying informed about these emerging trends is crucial for implementing effective prevention and mitigation strategies. 1. Surge in AI-Driven Fraud The ...

/payments /crime Transaction Fraud Systems and Analysis

Retired Member

Retired Member 

The Importance of Security and Scalability in Payment Gateway

In today’s digital economy, businesses rely on payment gateways to facilitate seamless and secure transactions. With the increasing volume of online payments, security and scalability have become critical factors in choosing the right payment solution. Security: The Foundation of Trust A payment gateway must ensure end-to-end security to protect s...

/payments Innovation in Financial Services

Barley Laing

Barley Laing UK Managing Director at Melissa

Strategies to deliver a standout customer onboarding experience

In an increasingly competitive and congested financial services industry, improving the customer onboarding experience is vital for those serious about growth. With it costing on average five times more to source a new customer than to keep an existing one delivering a great customer experience from the outset, during the onboarding stage, is criti...

/regulation /identity Customer Service 2015-2019-2025

Sergei Grechkin

Sergei Grechkin Chief Risk Officer at AIFM Cayros Capital

Risk and portfolio management advanced approaches for Implementing Stochastic Correlation Processes

As global financial markets become increasingly interconnected, accurately modelling correlations between assets is essential. Traditional models often assume static correlations, which fail to reflect the dynamics of multi-asset portfolios in evolving markets. A stochastic correlation approach using copula functions offers a flexible alternative....

/predictions Financial Risk Management

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