Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
Open Banking regulation, innovation and technology and it's potential to revolutionise the Financial Services Industry.
Last Christmas I had two permanent bulges in my trouser pockets thanks to my ever present wallet and mobile phone. I bought presents with my traditional bank account card using online and contactless ...
As a customer, one of the big selling points of Open Banking is giving me control of my financial data. Is this really true? Having reviewed the latest European Open Banking specifications there is pl...
Hackathons have become important drivers of change across the business world. The financial services industry has often had a love-hate relationship with them. Advocates recognised their importance; c...
Last month I spoke at the Nordics NextGen conference in Stockholm. The topic was open banking and PSD2 with a truly great panel, moderator and a full house of intertactive 400+ attendees and my fi...
Major changes are under way in Europe’s payments landscape. In the UK, the Competition & Markets Authority (CMA) has triggered a fundamental reshaping of the UK’s digital financial industry ecosys...
I have read quite a lot on Open Banking over the last couple of years, what it means to the industry, the players and more importantly the consumer. The revised Payment Services Directive (PSD2) is re...
Yesterday November 27, the European Commission published the final version of the long awaited PSD2 Regulatory Technical Standards on Secure Communications and Secure Customer Authentication. The SCA...
Lloyds Open Banking Challenge Hackathon, #BuildanOpenBank, held on the 16-17 November 2017, had 14 teams including SAP taking part. The goal was to show, within 48 hours, an Open Banking value proposi...
As an avid fan of the Open Banking movement, I have tracked the implementation of PSD2 across Europe with much interest over the last few years. PSD2 aims to give customers control over their financi...
Access to finance is consistently highlighted as a serious concern for small to medium businesses (SMEs), which is worrying considering they are the lifeblood of our economy. Their contribution to the...
I commute and stay in London each week and find the logistics of booking travel and accommodation painful. I have varying requirements for travel times, accommodation preferences and a strong desire f...
It’s no surprise to anyone in the financial community that SIBOS is by far the most relevant global networking event of the year. Not only was Toronto a great city to host it this year but open bankin...