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Kristaps Zips

Kristaps Zips UK CEO at payabl.

Why standards, stablecoins and speed will define the future of cross-border payments

Cross-border payments are the lifeblood of the global economy. For individuals sending money home to loved ones, they provide a financial lifeline, and for merchants, they are critical for growth and unlocking new markets. The numbers speak for themselves – remittance flows grew from $865 billion in 2023 to $905 billion in 2024. Yet, for all their...

/payments

Oleksandr Kostenko

Oleksandr Kostenko Product Owner at TMetric

Why Billing Errors Cost Businesses More Than Lost Revenue

Billing errors in business rarely start with drama, but they often end there. Just look at O2, one of the UK’s largest mobile networks, which overcharged 140,000 customers because a long-standing billing fault went unnoticed for years, ultimately resulting in a £10.5 million fine. Or E.ON Next, the UK arm of one of Europe’s major energy provide

/payments /startups Business

Monica Eaton

Monica Eaton Founder & CEO at Chargebacks911 and Fi911

The Convenience Paradox: Why Instant Payments Need Instant Fairness

Paying has never been easier. A tap, a glance, a swipe and it’s done. That speed is brilliant for consumers but complex for the systems behind it. Every time we make payments faster, expectations rise for everything else. When a refund or dispute drags, the gap between speed and fairness becomes impossible to ignore. That’s the convenience paradox...

/security /payments Payments strategies 2015-2020-2030

Milko Filipov

Milko Filipov Senior Manager at valantic

Agentic Commerce Protocol: How OpenAI and Stripe Are Reimagining the Future of Online Transactions

AI-driven shopping is becoming one of the most significant shifts in modern e-commerce. As autonomous agents start handling tasks like comparing products, making purchases, and communicating with online stores, it’s becoming clear that today’s platforms—built with human users in mind—aren’t fully equipped for this new reality. To address this gap,...

/ai /payments Innovation in Financial Services

Kuldeep Shrimali

Kuldeep Shrimali Consulting Partner at Tata Consultancy Services

Defined Outcome ETFs Set for Strong Growth

Abstract Recent market volatility has increased the demand for Defined Outcome ETFs which offer downside protection in exchange for capped upside potential, making them useful for managing uncertainty and complex portfolios. It enables investors to pursue defined objectives such as Income generation, targeted downside protection, and increased g...

/wealth Capital Markets Technology

Andrew Bonsall

Andrew Bonsall COO at AperiData

Smart Data: What’s next for regulated data sharing

With the Smart Data Bill now in law, the UK is taking the framework proven through Open Banking and extending it across the wider economy. Introduced in October 2024 and passed in 2025, the Bill gives consumers greater control over their information and sets out how that data can be shared safely between sectors such as finance, energy, and teleco...

Open Banking

Katherine Chan

Katherine Chan CEO at Juice

Restoring Confidence: Why SME Inclusion Demands New Financial Models

This month at Web Summit, I sat beside Fernando Cabral, Founder of Djassi Africa, to unpack a question that has been following me from meeting rooms to founder calls to every event I attend. Why are confidence, access and trust weakening at the very moment small businesses need support the most? As we spoke on stage, it became clear that this is n...

/inclusion /predictions Inclusive FinTech

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Verifiable credentials for Trade Finance and AI-agentics

We now are trying to get the soon mandatory (public sector units - in EU to begin with) or de-facto must-have EBWs for enterprises in use much before legislation demands it. The technical part is easy. Some time is needed for ecosystem rule books. But the time consuming part is to change work processes - away from paper a

/ai /payments Electronic invoicing

Paul Shumsky

Paul Shumsky Founder at @Finpace.tech

How regional realities shape the architecture of digital banking platform in Africa

As digital financial services expand across Africa, the technology powering them must evolve beyond conventional banking systems. The realities of emerging markets require platforms that are resilient under infrastructural constraints, modular enough to adapt to diverse regulatory environments, and efficient enough to scale in regions where digita...

Neeraj Aggarwal

Neeraj Aggarwal Senior Project Manager at Infosys Limited

The Great Unlocking: How AI is De-Risking the Core Banking Overhaul

For the last decade, the banking industry has been engaged in a frantic race of "digital transformation." We have built slick mobile apps, intuitive neobank interfaces, and 24/7 chatbots. But for many financial institutions, this transformation is only skin deep. Peel back the layers of a modern-looking banking app, and you will often fi...

/ai /retail Artificial Intelligence and Financial Services

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