Join the Community

24,370
Expert opinions
40,842
Total members
340
New members (last 30 days)
243
New opinions (last 30 days)
29,362
Total comments

Latest expert opinions

clear
clear
Ben Goldin

Ben Goldin Founder and CEO at Plumery

Banking trends to watch in 2026

The interconnectedness among several emerging trends in 2026 is noteworthy, with artificial intelligence (AI) and progressive modernisation acting as common threads. One trend that will continue gaining momentum throughout 2026 is the shift from customer-first to human-first banking, which aims to get even closer to the customer by understanding t...

/retail /predictions

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

How ERA Simplifies Payment Reconciliation for Financial Institutions and MTOs

Cross-border remittances have almost become so regular like domestic transactions. Given that millions of people rely on these transfers every day to support families, fund businesses, or settle trade payments. According to the World Bank, global remittance flows reached over $860 billion in 2023. This itself shows how rapidly this ecosystem i...

/payments

Shikko Nijland

Shikko Nijland CEO at INNOPAY Oliver Wyman

We must accept (Agentic) AI Drift as inevitable cost of adaptability in random world.

(Agentic) AI Drift is inevitable cost of adaptability in random world. Experts have spent years preparing for “AI drift,” usually defined as models losing accuracy over time. This definition made sense when AI was mostly predictive and static. But the industry is now entering a different regime: agentic AI — systems that observe, interpret, update,...

/ai /payments Fintech

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Have your say in EU

I just published this in the EU Have your Say: A crystallisation of the steps is needed: 1. The base for progress in all areas is the Trust Infrastructure. Getting the EBWs from the markets and with them the general-purpose EUDIWs and AI-agents in test use before dead lines. 2. To motivate fast wallet deployment and frequent use there mu

/ai /identity Innovation in Financial Services

Shushant Sudarshan

Shushant Sudarshan Executive at Appinventiv

Top 10 Software Development Companies in Canada (2025 Guide)

Canada has rapidly become a global hub for digital transformation and next-generation technology services. From AI to enterprise software, cloud modernization to mobile app development, Canadian businesses are increasingly partnering with world-class software development firms to build scalable and future-ready digital products. If you are plannin...

Mohit Agarwal

Mohit Agarwal Director, Strategy and Innovation at SustainoMetric

Can You Be Sure? Identifying and Mitigating Risks in the Harder-to-Reach Parts of Your Supply Chain

An Objective Examination of Due Diligence Beyond Tier 1 The Illusion of Visibility For decades, most corporations have focused their regulatory efforts and compliance teams on establishing robust due diligence protocols for their direct, Tier 1 suppliers. This immediate level of control, however, often fosters an illusion of control that fundament...

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

European Fintech Draws in Investors Seeking Refuge From Wall Street’s AI Bubble

As fears on Wall Street mount over the sustainability of the AI boom, Europe’s fintechs are showing their worth. Recently, WIRED author Brian Merchant spoke to University of Maryland economists Brent Goldfarb and David A. Kirsch, who devised their own scale for assessing whether certain innovations led to a market bubble. The economists analyzed ...

/ai

Konstantin Dubovitskiy

Konstantin Dubovitskiy Sr. Account Executive at Checkbook.io

ISO 20022, ISO 8583 and STP

This article will cover the message standards used to communicate information about payments. What kind of information can be included in those messages, what are the requirements, which operators are using this standard, who is lagging behind and why it might be important to you. Spoiler - it might not be important for your day-to-day w...

/payments /regulation Frictionless Payments

Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

What Are Hidden Website Threats? How to Detect and Prevent Them?

Website security is no longer just a technical concern but a crucial component of operations and the digital presence of any business. Since many companies rely on online platforms to make transactions or manage sensitive information, it is critical to keep them secure. With the risk of increasing cyberattacks and data breaches, these can lead to ...

Utsav Shah

Utsav Shah CEO at Kaaj

The Age of Agentic AI: Why Small Business Lending Needs More Than Just Automation

While much of the financial industry’s AI conversation has focused on large language models and basic automation, Utsav Shah explores what comes next: agentic AI systems that can reason, produce decision ready analysis, and take action across workflows and why they’re essential to solving the economics of small-dollar business lending. Generative

/ai /retail Banking and Lending Solutions

Now Hiring