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http://boharald.blogspot.com/2009/12/sonera-showing-way-in-finland.html
Charging for paper invoices has been a touchy subject in Finland even if:
- all experience shows that transparent pricing (producing "negative carrots..") is the only efficient way to make mass markets move fast
- consumers say that they will not change behaviour just for the convenience produced by semiautomatic payments ("if I would have to pay even ten cents I would not ask for paper")
- the national e-program has set and the Minister in charge of it (Minister for Communications - Mrs Suvi Linden) has been very outspoken: 2011 should be the "last" year for paper based consumer invoicing of any significance
- consumers start to understand that they pay all costs - it would be better if they were visible and entice them to save
- some consumer already choose service providers with this open and just pricing ("Why should I pay for expensive practises of others?"
- the often referred to succes story in e-banking would not have happened as fast without charging more for bill payments in branches
- paper invoicing is openly charged for in other Nordic countries
Fortunately there are some progressive companies that show the way. Sonera was first and the leading one. The 1 € is working wonders - as can be seen:
The same is happening in b2b invoicing - there the charge is 5€ per paper invoice.
This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
Frank Moreno CMO at Entersekt
01 July
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Steve Wilcockson Technical Product Marketing at Quantexa
27 June
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