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Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

An Opportunity and Responsibility to miss for Banks?

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Expert opinions Last 7 days total 69

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Rebalancing Resilience: Why Leaders Must Put People at the Center of Risk Management

The BCI Horizon Scan Report 2025 reveals a persistent contradiction: the most damaging disruptions organisations face relate to human well-being, capacity, and safety — yet leaders continue to prioritise future risks that are digital or external. This “People Paradox” creates a structural blind spot in resilience planning. True organisational resi...

/regulation /people Operational Risk Management

Steve Wilcockson

Steve Wilcockson Technical Product Marketing at Quantexa

The Context of Philosophers, the AI Kings, and Financial Services

Context is a familiar word to philosophers and techies, but the context behind the distinct context can be well, contextual. For philosophers, context is the framework of assumptions, background knowledge, and conditions that shape truth, meaning, and interpretation. For epistemologists, context influences what counts as “knowledge” or “justifica...

/ai /regulation Artificial Intelligence and Financial Services

Roman Korotchin

Roman Korotchin Co-founder at Origami Tech

The Next Phase of Digital Asset Trading Automation

Global trading infrastructure is undergoing a structural transformation. Liquidity now flows across centralized and decentralized exchanges, while execution technology is moving from isolated systems toward unified, transparent, non-custodial environments where automation and control work together. Institutional Adoption and Market Shift By the en...

/crypto Cryptocurrency Insights

Jacob Bennett

Jacob Bennett Co-Founder at Crux Analytics

Small Business Saturday Drives $17B in Spending, But Can't Solve the Real Crisis

Since 2010, Small Business Saturday has generated $184B in spending. That's real money driving real revenue. Yet over that same period, small businesses haven't gained an inch of ground in the American economy. Their 43.5% share of GDP hasn't budged since 2014, whilst large corporations have quietly pulled ahead, growing at nearly double the rate...

Banking

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

An Opportunity and Responsibility to miss for Banks?

I used to be in charge of ao payments, e-banking, e-business and trade finance at Nordea Bank and its predessors. There I tried to demonstrate e-innovation impact with a self-made 1-4 points table. Now when general-purpose EBWs will be mandatory not only for banks – but also for public sector units the ice-hockey stick phenomena is coming nearer. S...

/ai /identity Innovation in Financial Services

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Hemant Soni

Hemant Soni Product development and Delivery Excellence Leader at CAPGEMINI AMERICA INC

Oleksandr Kostenko

Oleksandr Kostenko Product Owner at TMetric

Roman Korotchin

Roman Korotchin Co-founder at Origami Tech

Manish Kumawat

Manish Kumawat CEO at Fulminous Software

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Research Total research pieces 304

Event Report

Holistic banking platform modernisation: Balancing innovation and business continuity

How banks are moving from core modernisation to end-to-end transformation.  Over the last decade, many financial institutions have started expecting that the term modernisation means having to modernise the core – yet this belief does not stand the test of time as innovation continues to shift expectations. While many organisations now have modern, real-time cores, they still struggle with other aspects, such as integrations or digital experiences. So how can financial institutions peel back the layers to ensure true end-to-end transformation? And how can this innovation be achieved in a resilient manner? Whether organisations look to leverage AI, APIs, robotic process automation (RPA), or cloud computing, it's crucial that these next-generation tools are seamlessly integrated into existing systems.  This report highlights the key takeaways of a Finextra webinar, hosted in association with FIS, by a panel of industry experts. We discuss:  The shift away from core modernisation;  The key obstacles to achieving end-to-end transformation;  How APIs can be leveraged most effectively;  How financial organisations can balance innovation with business continuity. 

81 downloads

Survey

Turning AI potential into advantage: How financial services institutions are scaling AI

Discover how industry leaders are turning AI into a competitive advantage. Our latest Finextra survey report, assessing the global state of AI in financial services, is now available to download.  AI is no longer a future prospect but a core driver of financial services transformation. However, strict regulatory, security, and data governance requirements often hinder adoption. The key question for leaders has shifted from “Will AI have an impact on my business?” to “How can AI be deployed at scale to create tangible value?”.  To uncover how the industry is addressing these issues, Finextra Research, in association with Cloudera, surveyed 155 global industry leaders in August 2025 to reveal insights designed to help navigate this complex landscape.  Get the insights you need to stay ahead — this exclusive report explores not only the maturity of AI adoption, but also the strategic decisions around infrastructure and vendor partnerships that will define success in the years to come.  Download this Finextra survey report, produced in association with Cloudera, to discover:  Your peers' current levels of AI and ML maturity;  The greatest barriers to successful AI implementation — and how to overcome them;  The adoption of hybrid deployment models;  The top AI and ML use cases driving ROI today;  What drives the adoption of custom AI environments; and  How firms are evaluating their enterprise AI platform vendors. 

240 downloads

Event Report

Modernising liquidity management for real-time banking

The rapid adoption of real-time payments is fundamentally transforming the financial services landscape, creating both new challenges and significant opportunities for banks and their corporate clients. As the industry moves beyond traditional, batch-based processes, financial institutions are under increasing pressure to modernise their liquidity management systems and embrace advanced technologies to remain resilient and competitive in a 24/7, real-time environment.  Success in this dynamic market now hinges on the ability to adapt swiftly and strategically. By investing in robust APIs and real-time data integration tools, banks can achieve greater visibility and control over liquidity positions, streamline processes, and reduce operational costs.  The integration of artificial intelligence (AI) and machine learning (ML) further elevates operational efficiency, enabling predictive insights, enhanced reliability in payment systems, and improved customer experiences. These technologies are not just enablers — they are becoming essential for maintaining financial stability and meeting the evolving demands of clients in an increasingly digital and instant world.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Tietoevry, by a panel of industry experts. Discover:  The shortfalls of liquidity systems in a real-time world;  An examination of the bank - corporate relationship;  Why APIs and AI are game changers. 

204 downloads

FinextraTV

3,245videos
138,419views in past year

/retail

Better Than Bots: Why Humans & Branches Still Define The Future of Banking

Joining FinextraTV, Joe Myers, Executive Vice President, Global Banking, Diebold Nixdorf asserted the belief that branch banking must stay and is, in fact, growing. Contextualising the rise in investment into new branches globally, Myers explained that people still need a human present when dealing with financial matters. Whether buying a car or getting a mortgage, Myers compares the digital and physical process to a roadway: you want to be able to get on and get off at your will. He says that when giving consumers the best experience possible, providing that choice to be digital when it suits them, and human when they need it, is essential. Myers equally references self-service channels and the use of digital innovations only when it provides automation of more mundane tasks - such as cash in, cash out and debit card applications - and, by result, gives human staff more time to provide valuable financial advice and support.

Events

312Webinars available
62Events in the past year
20,599Delegates in past year

Long reads Total long reads 1417

Liam Xavier

Liam Xavier Media Producer & Video Reporter at Finextra

How Gen Z and the wealth inequality issue could change the face of fintech

In addition to technological innovations, ethical, social, and educational considerations are worth noting for the future of finance, wealth, and payments. Prompted by the growing number of Gen Z and younger Millennial consumers, leaders, and founders, there is a need to re-examine whether the industry fully appreciates the tasks ahead. While the ...

/inclusion

Amy Nauiokas

Amy Nauiokas CEO at Anthemis

UK’s AI infrastructure: Building the foundations for a sovereign future

Similar to how technology and innovation in the 1960s was dominated by the Space Race, we are now witnessing a global AI race – a marathon that impacts every sector and has no clear finish line. Around the world, governments are investing in AI as a strategy to strengthen their economies and global standing. In the UK it is no different. Nvidia’s ...

/ai

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

What are the new SFDR simplification rules - and what they mean for transparency

The European Commission proposed amendments to the EU’s environmental transparency framework for financial products - the Sustainable Finance Disclosure Regulation (SFDR) - last week. The proposal simplified the rules of the SFDR, with the EC reporting that the current framework is “too long and complex” for investors and corporations to understan...

/regulation

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