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Expert opinions Last 7 days total 47

Alastair Gill

Alastair Gill Principal Data Scientist at GFT

Getting Business Value from AI: Map the Solution to the Business

In this series of articles, we are looking at ways to try and ensure that AI projects result in business value. So far, we have focused on identifying the business problem and working closely with stakeholders across the business to ensure that our understanding is correct and that any proposed solution properly addresses the needs of the business....

/ai /cloud Artificial Intelligence and Financial Services

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

UK Fintechs Eye US Banks: How AI and Automation Can Accelerate Transatlantic Expansion

British fintechs such as Revolut and Starling are redefining global expansion and are considering buying chartered US banks to secure immediate access to a US banking licence and an existing operational base. It’s a strategic shortcut that accelerates entry into a larger market and helps attract new customers, which are both increasingly difficult...

/ai /markets Fintech

Paul Weathersby

Paul Weathersby Chief Product Officer, Identity & Fraud at Experian

The growing fraud threat facing UK businesses this festive season

The festive season is traditionally one of the busiest periods of the year, but for UK businesses it has become one of the most challenging for managing fraud. New Experian research indicates that fraudulent activity continues to rise ahead of and during the festive months, as criminals look to take advantage of increased spending, faster decision...

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Beyond Continuity: Why Resilience Is the New Currency of Organisational Survival

How forward-thinking organisations are moving from traditional business continuity planning to a broader, adaptive model of business resilience. For decades, organisations have invested in Business Continuity (BC) as a safeguard against disruptions—cyberattacks, system failures, fires, floods, outages, or human error. BC plans provide playbooks: wh...

/security /regulation

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Core banking modernisation: Accelerating feature delivery without migration risk

Legacy banking infrastructure doesn't have to slow your innovation. Discover how incremental modernisation delivers speed without compromising stability. Most financial institutions face the same challenge. Legacy core systems create delivery bottlenecks that frustrate product teams and disappoint customers. The instinct to replace everything at o...

/payments /retail Innovation in Financial Services

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Jason Dinovi

Jason Dinovi Fraud Analytics Consultant at SAS

Simone Chiappino

Simone Chiappino Head of Poject Management at OCS Spa

Anand Chandran

Anand Chandran Strategy and Execution, Platforms International at Worldpay for Platforms

Ben Mason

Ben Mason Founder at My Compliance Centre

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Research Total research pieces 304

Event Report

Holistic banking platform modernisation: Balancing innovation and business continuity

How banks are moving from core modernisation to end-to-end transformation.  Over the last decade, many financial institutions have started expecting that the terms modernisation means having to modernise the core – yet this believe does not stand the test of time as innovation continues to shift expectations. While many organisations now have modern, real-time cores yet struggle with other aspects, such as integrations or digital experiences.  So how can financial institutions peel back the layers to ensure true end-to-end transformation? And how can this innovation can be achieved in a resilient manner? Whether organisations look to leverage AI, APIs, robotic process automation (RPA), or cloud computing, it's crucial that these next-generation tools are seamlessly integrated into existing systems.  This report highlights the key takeaways of a Finextra webinar, hosted in association with FIS, by a panel of industry experts. We discuss:  The shift away from core modernisation;  The key obstacles to achieving end-to-end transformation;  How APIs can be leveraged most effectively;  How financial organisations can balance innovation with business continuity. 

1 download

Survey

Turning AI potential into advantage: How financial services institutions are scaling AI

Discover how industry leaders are turning AI into a competitive advantage. Our latest Finextra survey report, assessing the global state of AI in financial services, is now available to download.  AI is no longer a future prospect but a core driver of financial services transformation. However, strict regulatory, security, and data governance requirements often hinder adoption. The key question for leaders has shifted from “Will AI have an impact on my business?” to “How can AI be deployed at scale to create tangible value?”.  To uncover how the industry is addressing these issues, Finextra Research, in association with Cloudera, surveyed 155 global industry leaders in August 2025 to reveal insights designed to help navigate this complex landscape.  Get the insights you need to stay ahead — this exclusive report explores not only the maturity of AI adoption, but also the strategic decisions around infrastructure and vendor partnerships that will define success in the years to come.  Download this Finextra survey report, produced in association with Cloudera, to discover:  Your peers' current levels of AI and ML maturity;  The greatest barriers to successful AI implementation — and how to overcome them;  The adoption of hybrid deployment models;  The top AI and ML use cases driving ROI today;  What drives the adoption of custom AI environments; and  How firms are evaluating their enterprise AI platform vendors. 

190 downloads

Event Report

Modernising liquidity management for real-time banking

The rapid adoption of real-time payments is fundamentally transforming the financial services landscape, creating both new challenges and significant opportunities for banks and their corporate clients. As the industry moves beyond traditional, batch-based processes, financial institutions are under increasing pressure to modernise their liquidity management systems and embrace advanced technologies to remain resilient and competitive in a 24/7, real-time environment.  Success in this dynamic market now hinges on the ability to adapt swiftly and strategically. By investing in robust APIs and real-time data integration tools, banks can achieve greater visibility and control over liquidity positions, streamline processes, and reduce operational costs.  The integration of artificial intelligence (AI) and machine learning (ML) further elevates operational efficiency, enabling predictive insights, enhanced reliability in payment systems, and improved customer experiences. These technologies are not just enablers — they are becoming essential for maintaining financial stability and meeting the evolving demands of clients in an increasingly digital and instant world.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Tietoevry, by a panel of industry experts. Discover:  The shortfalls of liquidity systems in a real-time world;  An examination of the bank - corporate relationship;  Why APIs and AI are game changers. 

145 downloads

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/retail

Why Banks Should Continue to Offer Both Physical Branches and Digital Functionality

In Paris at the SBS Summit 2025, Alun Williams, CEO, Swansea Building Society, spoke to FinextraTV about the customer demand that grew out of COVID and a desire to have greater access to financial data in real-time. This shift in immediacy and in the need for an alternative to physical access, prompted the speed of modernisation the industry has witnessed but, Williams said, this does not mean the end of physical branches and the takeover of digital-only accounts. Williams said that Swansea Building Society are actually opening new branches in 2026 and emphasised that banks should look to offer customers the choice of physical and digital, rather than forcing them down a path they did not choose.

Events

312Webinars available
64Events in the past year
20,360Delegates in past year

Long reads Total long reads 1412

Ann Magnusson

Ann Magnusson Head of Investor Services at SEB

Do’s and don’ts of cloud migration

Custody platform operators are doing a lot of thinking about the cloud. It is a very important decision and one where banks need to scrutinise all the pros and cons with a great deal of care before committing. It’s important to discuss the myriad considerations, potential benefits, and areas of concerns clients and other custodians may have about ...

/cloud

Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

The death of liveness detection: Why your current security measures are obsolete

Your liveness check isn’t broken, it’s lying to you. Blinking and tilting your head no longer proves a person is real. Today’s deepfakes can even mimic photoplethysmography (PPG), tiny skin colour changes caused by blood flow that many systems treat as proof of life. Something needs to change, because deepfakes are not theoretical; they are active...

/crime

Sepo Haihambo

Sepo Haihambo Former CEO of Commercial Banking at FNB Namibia

Why African banks should lead urban infrastructure projects

Africa’s newest megacities need infrastructure. Urban populations will double over the next 25 years, requiring wise investment in housing, electricity, and transport links. This presents African banks and institutional investors with a golden opportunity to finance, manage, and resource domestic infrastructure schemes, transitioning from foreign ...

/markets

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