/retail banking

News and resources on retail banking, consumer finance and reinventing customer experience in finance.

Sehrish Alikhan

What Gen Z want from UK fintech

Sehrish Alikhan - Reporter, Finextra
Discussion
The Strategic Value of Code Audits Before Selling or Merging Your Business
Ketharaman Swaminathan

Ketharaman Swaminathan

  Nice post! Keen to know if there are any code analyzers that also surface (1) Bugs (2) UX deficiencies / areas of improvement. Also, while your post already mentions that your code analyzer can identify bottlenecks impacting performance, keen to know if it can also judge whether the code will deliver a certain TPS in production - without actually running a benchmark on the required hardware infrastructure? In an old life, just to run a benchmark to prove a certain throughput of our software, we had to send three engineers from Singapore to Germany because the hardware vendor didn't have the kind of gear required to run that kind of high TPS in any of its facilities in Asia Pacific.
The rise of the financial super app
Joris Lochy

Joris Lochy

  Thanks for sharing this blog. Very interesting. Might be interesting to have a look at a blog I wrote about 4 years ago: https://www.finextra.com/blogposting/19211/from-app-to-super-app-to-personal-assistant, also about the super-apps.
Visa launches open banking with Tink in the US
Ketharaman Swaminathan

Ketharaman Swaminathan

  When Visa abandoned its plan to acquire PLAID, the reason given by pundits was potential antitrust objections. Won't the same antitrust objections be raised about its TINK-powered offering? Or was antitrust just a smokescreen to avoid paying $5.3B for PLAID when it could get Tink for a substantially lower price ($2B)? On a side note, by making an explicit pitch for Open Banking technology in its video, Visa has completely undermined the popular misconception that customers don't care about technology.
Revolut bids to boost revenues via targeted advertising
Ketharaman Swaminathan

Ketharaman Swaminathan

  Great move! Advertising has become a major source of new revenues for companies in ecommerce, food delivery, payments and other industries. Why not banking. Kudos to Revolut.  Of course, I expect some finsurgents to go ooh-aah about privacy blah blah blah but they were the same people who, a few years ago, used to go, oh banks have huge customer data, they don't know to unlock value via targeted offers, yada yada yada, so Revolut can safely mute them.
Níamh Curran

What’s happening at Temenos?

Níamh Curran - Senior Reporter - Finextra