Join the Community

Learn, share and discuss the latest banking, payments and fintech innovations with the world’s largest fintech community.

Access unique research, content, and real-time alerts, services – free to registered members.

43,972 Members   22,870 Expert opinions

Join the community Sign in

278Reports  269Webinars

Find out more

Expert opinions Last 7 days total 53

Steve Marshall

Steve Marshall Director of Advisory Services, at FinScan

Tackling Financial Crime at Speed: How to Adapt to a Faster, More Complex Payments World

Demand for digital payments continues to hit new heights, sparking a wave of payment innovation to meet demand. Meanwhile, the shift to real-time payments means more transactions are settled faster than ever. This new payments landscape can deliver enormous benefits but also opens the door to new financial crime (FinCrime) risks. Regulated instit...

/payments /crime

Shailendra Prajapati

Shailendra Prajapati Associate AI Engineer at Compunnel Inc.

Revolutionizing Finance: How AI Agents Are Transforming Financial Reporting and Compliance

​Artificial Intelligence (AI) agents have rapidly evolved from conceptual innovations to integral components within the financial services sector. By 2025, these intelligent systems will not merely enhance operational efficiency but fundamentally redefine financial analysis, reporting, and compliance methodologies. This article explores the evolut...

/ai /inclusion Artificial Intelligence

Prakash Bhudia

Prakash Bhudia HOD – Product & Growth at Deriv

JPY at a crossroads: How tariffs and policy shifts could reshape Forex

The Japanese yen is once again in the spotlight, caught in a storm of trade tensions and monetary policy uncertainty. With the global economy teetering on the edge of major shifts, forex traders are on high alert. The stakes are high-escalating trade policies could trigger massive market volatility and create unique trading opportunities. Let’s di...

/markets

Samuel Crompton

Samuel Crompton Associate Partner (Banking, Resilience and AI) at IBM

The Growing Interest in AIOps: ML and Generative AI Use Cases

The hype surrounding generative AI is fuelling a wave of interest in AIOps, with a recent Kyndryl-IDC study revealing that 63% of companies plan to increase spending on automation and AIOps over the next two years, even as overall IT budgets remain flat or decline. While AIOps has traditionally leveraged machine learning (ML) for insights and au...

/ai /retail

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

The Challenges Women Entrepreneurs Face and Strategies for Overcoming Them

Women entrepreneurs continue to make significant strides in various industries, yet they often encounter challenges that can hinder business growth and success. From securing funding to overcoming biases, navigating the entrepreneurial landscape requires resilience, strategic planning, and access to the right resources. This article explores key c...

/payments Fintech

New members

Oleg Boiko

Oleg Boiko Founder at Finstar Financial Group

Louise Stewart

Louise Stewart Founder & CEO at ProjectPay

Jaco Fok

Jaco Fok Chief Evangelist at FlowX.AI

Sheldon Evans

Sheldon Evans Product Marketer at FCI CCM

Trending

Research Total research pieces 278

Survey

US Regulation Survey 2025: Compliance at a Crossroads

Assessing financial industry preparedness in a shifting US regulatory landscape as organisations struggle with deadlines, cost, and technology. In an environment of rapidly evolving regulations, driven by legislative and policy shifts at the federal and state levels, the US regulatory landscape is marked by complexity and uncertainty. Understanding the level of preparedness across industries is crucial for ensuring compliance, mitigating risk, and enhancing operational efficiency. This survey was conducted at the beginning of 2025, gathering financial services industry sentiment as the Trump Administration took office and began pivoting on key regulatory elements. With the US financial regulation regime also somewhat in limbo, that uncertainty was – and is – increasingly impacting the views of the 200 organisations surveyed. Analysis of our survey responses provides a comprehensive overview of the state of regulation readiness in the US, differences in reporting obligations, the impacts of automation for compliance, the roles of technology and data, and industry plans for modernisation. We explore: Which regulations will have the biggest impact on US financial services in 2025; Regulatory effects on organisational frameworks, budgets and staffing; How organisations are leveraging technology and partnerships to streamline regulatory compliance.

93 downloads

Event Report

Using modern technology platforms to create an AI-driven bank

In the rapidly advancing banking sector, integrating Artificial Intelligence (AI) has become less of a choice and more of a crucial stepping stone. The industry is facing a turning point in the adoption of AI where organisations either embrace the opportunities in front of them or risk falling behind.  The rise of artificial intelligence (AI) has ushered in a new era of digital transformation. In banking operations, the integration of AI presents an opportunity for significant growth. However, this integration is not without its challenges. Banks are dealing with more data than ever before, and managing this information effectively is a crucial hurdle to overcome. From ensuring data accuracy and relevance to adhering to privacy regulations, these challenges require careful consideration.  The decision to incorporate AI should be a strategic one, aimed at addressing specific business challenges and not just a nod to the latest trend. Identifying growth-inhibiting challenges and evaluating the viability of AI as a solution is a practical and cost-effective approach.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Red Hat, by a panel of industry experts. Discover:  Overcoming barriers in integrating AI into banking systems;  AI integration: A strategic approach; and  Effective utilisation of AI in business operations and risk mitigation.   

223 downloads

Event Report

The US Instant Payments Landscape: Navigating Growth and Challenges

The increasing demand for instant payment solutions is a key trend driving the adoption of faster payments. This webinar report explores what is holding instant payments back in the US.  In the US, real-time payments (RTP) have grown significantly since The Clearing House introduced them in 2017. Currently, the RTP network covers approximately 70% of customer accounts in the US, with transaction volumes and values rising dramatically. The Federal Reserve’s FedNow service, launched in mid-2023, has also contributed to this growth, processing a substantial number of payments in its initial quarters. These networks provide low-cost, efficient payment solutions that are gaining popularity for both consumer and business transactions.  Despite this progress, challenges remain in the adoption of faster payments. Interoperability between different payment systems and networks is a primary issue. While domestic instant payments are becoming more common, cross-border instant payments face obstacles due to the complexity of multi-currency transactions and varying regulations across countries. Additionally, the regulatory environment in the US does not mandate the adoption of faster payments, which can slow down the pace of implementation compared to other markets with regulatory mandates.  This report highlights the key takeaways of a Finextra webinar, hosted for the PREDICT 2025 campaign, by a panel of industry experts. It aims to answer:  What is holding Faster Payments back in the US and how much progress can be attributed to open banking and the ISO 20022 standard? Which applications of Faster Payments in the UK are transferrable to the US? With RtP and FedNow, how much choice is too much choice? What evidence is there that the financial services industry is at a tipping point and technology must be leveraged to ramp up adoption?

275 downloads

FinextraTV

3,080videos
132,934views in past year

/ai

The Data Quality Issue: Not Just A Legacy System Problem

Joining the FinextraTV virtual studio, Andrew Colombi, Co-Founder & CTO, Tonic.ai discusses the current test data landscape and provides a number of fascinating insights on everything from quality data generation, synthetic test data usage and how both modern and legacy companies are struggling in different ways.

Long reads Total long reads 1232

Andrew Ellis

Andrew Ellis CEO at NatWest Boxed

Will 2025 be the year of embedded finance at scale?

Embedded finance, despite early promises, has not been adopted at quite the scale expected of a growing multi-billion market. The shift from early fintech-to-fintech implementations to consumer-facing products opened up a huge market, yet implementations are not as prevalent as they could be and most deployments have been relatively small in scale...

/payments

Renate Prinz

Renate Prinz Partner at McDermott Will & Emery LLP

Outlook on financial regulations and supervisory practice in Germany and the EU

The first quarter of the new year is over, and many new regulations have come into force and already been widely discussed. DORA, MiCA, CRR III, AMLD – the list of exciting abbreviations in financial market supervision is getting longer every year, and new regulations are increasingly affecting more than just financial service providers and other ...

/regulation

Hamish Monk

Hamish Monk Senior Reporter at Finextra

Understanding the ISO 20022 deadline

The deadline for ISO 20022 – the new standard for electronic data interchange between financial institutions – has been notoriously changeable. Back in March 2020, Swift delayed the original migration date for cross-border payments by 12 months (from November 2021 to the end of 2022) as banks struggled with decommissioning and preparing existing ...

/payments

More