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Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Financial Information: Whose data is it, anyway?

When banking APIs emerged, or even when their processing screen scraping technology was used, banks hysterically objected, trying to block this “extraordinary” access to their clients’ data. It wasn’t only security precautions, which drove this reaction — banks often referred to as opening the Pandora’s box — but mostly something very simple and p...

/retail /inclusion

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

PSD 2 and XS2A Impact on the Banking Sector

The mother of all European Union banking regulations, Payment Services Directive (PSD), was adopted in its revised version – the so-called PSD2 – by the European Parliament last October. This updated Directive imposes new duties on banks in order to make the financial ecosystem more competitive, safe and secure; ultimately, better for consumers. ...

/retail

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

How to create Financial Industry 2.0 with banking API

How banks operate today is just outdated. Their procedures tend to be complex, inconvenient and offline. Either the banks will adopt new technologies or innovative companies will remove the banks from the banking services. The way we live today is completely different from the way people approached their lives a few decades ago. The essential tas

/retail

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Developing perfect PFM Apps

We are living in the age when everything tends to be in the cloud, mobile friendly and easily accessible. The way many people make money has changed drastically over the last few decades, more and more people are doing the jobs that simply didn’t exist some years ago. While the ways to generate revenues have been changing drastically, the methodol...

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Current trust issues in banking

We are living in the times of the trust shift, while some 15 years ago people were afraid to use their credit cards for the Internet transactions, today some customers would rather hide their savings under the pillow than put them in the bank accounts. Consumers of financial products across the globe are losing their faith in banks, and this is wh...

/retail

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