Innovation

3418 articles tagged with this keyword

/Innovation

FTC fintech forum to explore AI and blockchain

Artificial Intelligence and blockchain will be at the centre of attention at an upcoming fintech forum put together by America's Federal Trade Commission.

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Accenture beats Brexit blues with largest-ever London startup programme

Accenture is banishing the Brexit blues by running its largest ever fintech accelerator programme in London after fielding more than 300 applicants from around the globe.

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Banks face big profit loss to digitisation - McKinsey

European banks stand to lose half their profits from digital disruption trends shaking the banking industry, according to a report from McKinsey.

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Blockchain impact timeline speeds up, massive cost savings forecast

Uptake of distributed ledgers will remove $110 billion in costs for the global financial services industry over the next three years as the technology is applied to critical 'pain points' across seven legitimate use cases, according to an analysis by McKinsey.

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Open data - competition cuts both ways

Fintech demands for open access to bank data might just end up bolstering consumer trust in exiting banks, further entrenching their dominant market share, believes Darren Abbruzzese, general manager, Data, ANZ

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Swift goes deeper into the blockchain

Interbank payments network Swift is stepping up its exploration of the blockchain, launching a new proof of concept test to determine if distributed ledger technology could help banks reconcile their nostro databases in real time.

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Belgium builds fintech bridge to London

While other major European capitals play to Brexit fears in a bid to steal the UK's leading fintech hub status, Belgium is taking a different approach by seeking to build a mutually supportive bridge between startups across both jurisdictions.

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Meet Ira, HDFC's latest 'humanoid' branch recruit

India's HDFC Bank is set to introduce customers to its latest recruit, a 'humanoid' robot named Ira, at a Mumbai bank branch later this month.

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Robot-ready UK consumers still cling to the branch

Two-thirds of UK consumers are open to receiving financial advice from artificial intelligence agents, but are not yet prepared to foresake the human interactions provided by branch-based transactions, according to new research from Accenture.

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Postal Savings Bank of China takes asset custody to the blockchain

Postal Savings Bank of China (PSBC) has formally launched a blockchain-based asset custody system, executing more than 100 live transactions on the system during a two-month trial run.

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Five fintech surprises for 2017

Haskell Garfinkel, fintech co-lead at PwC, delves into the facts, fads and fiction that will shape the fintech universe in 2017.

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Dubai aims to generate startup buzz with FinTech Hive

Dubai International Financial Centre (DIFC) has contracted with Accenture to set up and operate a fintech accelerator for regional and international startups.

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Korea lays down plans for a 'coinless society'

Korea's Central Bank has outlined plans to pursue a 'coinless society' project by piloting a service that allows customers to receive small change from merchants as a top-up onto a pre-paid card.

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Commerzbank creates corporate transformation programme

Commerzbank has created a networked platform bringing together SMEs, innovation partners and startups to help its corporate clients prepare for a digital future.

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India's SBI to launch digital-only bank

The State Bank of India (SBI), the country's largest lending institution is to experiment with branchless banking after announcing plans to launch a digital-only bank later this year.

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US regulator cites fintech as risk to banking system

Emerging financial technology poses a threat to US banks that are unable to compete with this developing field, according to an official report from the US Office of the Comptroller of the Currency (OCC).

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Idea Bank uses GPS for pay-as-you-drive car loans

Poland's Idea Bank is aiming to shake up the auto lending market with a new pay-as-you-drive model that uses GPS to track drivers to calculate their monthly payments.

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Barclays promises faster biz loans via mobile app

In a move it claims can help unlock a multi-billion pound opportunity for the UK economy, Barclays has revamped its mobile app to enable businesses to secure loans and overdrafts in minutes.

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P2P lender gets £40m boost from UK government

UK startup Funding Circle has received £40m from the state-owned British Business Bank (BBB)on the condition that the funds be used to lend to small businesses, according to a report from news website Business Insider.

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Scottish University creates fintech degree course

The University of Strathclyde has launched a Masters of Science (MSc) programme in fintech, what it claims is the first such course in the UK.