I'm not very close to the details, but I was under the impression that australian banks had in fact done exactly what Brett King suggests they should have done, see eg: https://www.cnet.com/news/commonwealth-bank-app-launches-nfc-payments/ (2013).
14 Feb 2017 07:23 Read comment
Ryan BalmacedaSenior Manager at Baringa Partners
Ayan BanerjeeSenior Manager at Deloitte Consulting
Sharat PriyaManager at EY
Kauntey ShahManager, ML Engineering at EY
Deepshikha MittalSenior Manager at Cognizant
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