BNPL

A community to discuss the future of BNPL and any other interesting trends, strategies, ideas, views.

Fang Yu Co-Founder and Chief Product Officer at DataVisor

Navigating Holiday Fraud: Key Strategies for BNPL Providers

With the holiday season just around the corner, Buy Now Pay Later (BNPL) services are poised to be just as popular as ever. For many still feeling the pinch of economic strain, these services offer a lifeline, allowing shoppers to spread out their expenses without the immediate burden on their wallets. This financial flexibility is especially appe...

09 October 2024 /payments /crime

Taras Boyko Founder at BTG Corporate Services Provider

BNPL trends: Live Now, Pay Later

Buy Now, Pay Later (BNPL) is an emerging trend that has rapidly gained traction. It allows consumers to purchase goods and services immediately while deferring the payment over a series of instalments, often without interest or fees if payments are made on time. Source: stock.adobe.com by panuwat The growth trajectory of BNPL services is remark...

09 July 2024 /payments /inclusion

Kathy Stares EVP North America at Provenir

Preparing for the Next Evolution of Buy Now, Pay Later...And Beyond

Recent holiday shopping season data showed U.S. shoppers spent $16.6 billion dollars using BNPL plans, with BNPL volume increasing 14% year-over-year. A survey by the Federal Reserve Bank of New York showed 64% of respondents had been offered a BNPL loan, and 29% of that group had used it as a payment method within the past year. BNPL is also gro...

30 January 2024 /payments /inclusion

Maysam Rizvi CEO at Elifinty

The dark side of fintech: BNPL’s negative impact on financial well being

The fintech industry has played a big part in delivering more financial services to the masses, but when it comes to innovation and having a positive impact on consumers - not all is created equal. Buy Now Pay Later (BNPL) is a case in point. This alternative source of payment method, which enables consumers to break up purchases into manageable i...

11 August 2023 /startups /inclusion

Michael Saadat 

The UK has an opportunity to lead the world on BNPL regulation. Does it risk falling behind?

At this year’s edition of London Tech Week held last month, advocates of the city’s tech scene once again convened to showcase its benefits as a global hub for innovative business. But, while much of the conversation was understandably focused on AI’s role in the future economy, this year’s event also marked a critical moment for the UK’s pioneer...

06 July 2023 /payments /regulation

Lucy Heavens VP Marketing at Hokodo

Payment convenience conquers all

There is no denying that wallets are tightening this year. To thrive in this competitive environment, merchants need to offer their business-to-business (B2B) buyers every possible convenience. This is especially true for the rising wave of Gen-Z and Millennial buyers who cringe at the idea of sales over the phone. They want a seamless digital ex...

30 May 2023 /payments /predictions

Paul Marcantonio Head of UK/Western Europe at Ecommpay

Will BNPL use increase this Christmas as the cost of living continues to rise?

With Christmas just around the corner and many consumers feeling the pinch of a rapidly worsening cost of living crisis, festive spending is already being curtailed. As consumers become more cautious with their money, payment trends will almost certainly change, and business owners will need to stay informed about the latest developments if they w...

21 December 2022 /payments /markets

David Ritter Director, Financial Services Strategy at CI&T

What will the recession mean for BNPL?

Thanks to its popularity among Gen Z's go-to retailers, the buzz around Buy Now, Pay Later (BNPL) may seem new, but the concept is as old as credit itself. What makes BNPL different is the seamless digital delivery it provides to enhance the online shopping journey. Want that new jacket but don’t have the funds? Forget borrowing from friends &...

30 November 2022 /payments /predictions

Pallava Nagulakonda Technology Head at Tata Consultancy Services

Open banking solutions can protect Gig workers from BNPL debt trap

Buy Now, Pay Later (BNPL) is a type of unsecured short-term financing that allows consumers to make big-ticket purchases and pay for them in installments, often interest-free. This form of consumer financing has been growing rapidly in the last few years and is projected to keep growing for a long time to come. Temporal Discounting, the human te...

29 November 2022 /payments /inclusion

Nick Green Director at Purple Patch Broking Ltd

How consumers are likely to fund Christmas amongst cost of living crisis (hint: BNPL

According to the Bank of England, consumer credit is at its highest rate since March 2019. With the cost of living crisis and now the run-up to Christmas, we're expecting to see more consumers look to credit. But in particular, alternative finance and fintech BNPL providers. In this blog, we’ll look at how we expect consumers to weigh-up credit op...

22 November 2022 /regulation /retail