The initiative will begin with a pilot program involving Town and County Bank, based in Salem, Missouri. Town and County Bank's customers will be able to deposit paper checks anytime, anywhere by taking photos of them via their smartphones and submitting them through a secure electronic application provided by 3i Infotech.

This new technology known as 3i Infotech eCapture mobile check deposit is being used by banks in the mid Atlantic and offers a superior user experience. Fifth Third Processing Solutions recognizes the intense customer demand for this service and is leading the way with this cutting edge solution for financial institutions of all sizes.

"Fifth Third Processing Solutions is a progressive payments processor, and we are pleased to partner with them as they introduce eCapture mobile check deposit solutions to their customers," said Jim McShea, Chief Revenue Officer, 3i Infotech, North America. "This technology will enable Fifth Third Processing Solutions financial institutions to deploy on-demand mobile check deposit technology rapidly and at a low cost, enabling them to achieve significant return on investment while providing an entirely new level of convenience to customers."

Fifth Third Processing Solutions and 3i Infotech will deliver the eCapture mobile check deposit solution to Fifth Third Processing Solutions' customers via a software-as-a-service (SaaS) model. 3i Infotech provides the application, updates core banking systems and validates check images for Check 21 compliance using Mitek Systems' (OTC:MITK.OB.ob - News) industry-standard mobile IMagePROVE™ technology. Fifth Third Processing Solutions will integrate with its processing systems and thereby allow customers to get up and running quickly with minimal financial and technology investment. Business rules, such as exception management and fraud monitoring, can easily be customized by the customer. The hosted solution will benefit from both Fifth Third Processing Solutions andg Solutions and 3i Infotech's extensive global payment processing networks.

"Mobile check deposit is all about customer convenience and service and we are excited to add this significant capability to our mobile banking suite that we offer our financial institution partners," said Royal Cole, President, Financial Institution Services, Fifth Third Processing Solutions. "It doesn't get much more convenient than this. Customers of our processing financial institutions will be able to use their smartphones to deposit checks 24/7, whether they're at home, at the office, or on the road."

The eCapture mobile check deposit offering will provide a safe and secure image capture and deposit experience for Fifth Third Processing Solutions financial institutions and their customers. eCapture's review queue functions provide financial institutions with an enhanced level of security, along with a complete audit trail of where, when and how each check was captured will be logged in the system. All data is 128-bit encrypted and is designed not to store data or images on the smartphone, thus allowing protection of the customer and the transaction.

"This technology will give our checking customers a new level of convenience," said Carl Eichenberger, Chief Operating Officer with Town & Country Bank. "When Fifth Third Processing Solutions invited our bank to join them for this innovative project, we knew it was a great opportunity. Initially, Town & Country Bank will pilot the program to a preselected customer base in each of our locations."

"We fully anticipate that our customers will overwhelmingly embrace this technology. Our next step is to make it available to all of our customers," Eichenberger added. "Community banks have always been strong in the area of providing personal service. It's exciting when a locally-owned bank can also provide cutting-edge technology for its customers."