"We view Wincor as one of the forerunners in offering innovative and state-of-the-art multi-channel straight through check processing solutions to the market," said Brian Geisel, CEO of Alogent Corp. "Our partnership delivers industry-leading point of presentment options that extend beyond ATMs and reach into other deposit channels. Now, banks can leverage the strategic benefits of Check21 through increased customer service and decreased costs, while simultaneously leveraging multi channels for real-time deposit automation."

The solution provides a real-time dialogue between the deposit channel and the check processing back end, using web services technology. This allows a specialized check processing platform to be implemented in the branch, item processing center or data center. Any changes to bank specific business rules can be updated and centrally deployed with real-time distribution and availability across the enterprise, thus eliminating the requirement to manually update the client software. As a result, the complexity of managing ATM and branch networks is reduced and solution silos for these channels are streamlined and thus eliminated.

"In a multi-channel environment, it is imperative that consistent and efficient centralized verification procedures are available to ensure the validity and security (e.g. image quality, fraud verification) of all transactions," states Reinhard Rabenstein, CTO of Wincor Nixdorf. "It is critical that interfaces to the bank's host systems, item processing systems and external interfaces such as the X9.37 image exchange format are also available. Alogent's deposit automation solution provides all these necessary functions and is proven in many of the world's top financial institutions."

Rolf Scheer, Director Product Management Solutions of Wincor Nixdorf states, "This solution is designed to run in traditional fat client environments, as well as in modern smart client infrastructures. The API can be combined with Wincor Nixdorf's proven multi-vendor software platform to support devices of multiple source and type."