/financial inclusion

Financial inclusion headlines

Episode Six and Loop bring Fintech-as-a-Service to Saudi Arabia

16 Apr

ClearScore launches new TV ad mini-series

12 Apr

Isle of Man announces participants in fintech challenge

10 Apr

Transi chooses Velmie for launch of remittance app

09 Apr

South African fintech Lula appoints chair

04 Apr

Paymentology and Rain collaborate on Web3 payment service

04 Apr

Lloyds bank invests £3m in proptech startup

02 Apr

Stables introduces Australia-Philippines remittances

27 Mar

SC Ventures leads funding for cloud provider Hive

27 Mar

Solomon Islands launches digital lending product

26 Mar

More /inclusion announcements »

Wagestream raises £17.5m

Financial wellbeing app Wagestream has raised £17.5 million in a funding round joined by a British Business Bank subsidiary.

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Project Nemo launches disability inclusion campaign

Project Nemo: Pioneering Disability Inclusion in Fintech

Report calls for more support for female founded fintechs

Credit fintech Petal agrees sale to Empower

SC Ventures and NEXT176 partner up to launch financial wealth platform

The British Business Bank to provide £660m to startups

Fintechs should target women customers in emerging markets - report

UK fintech to be elevated to 'ubiquitech' with Smart Data Roadmap, new report reveals

Greggs storefronts reopen after payment processing issues

EBAday 2024: Calling early-stage startups to showcase products

Join us at Money20/20 Europe 2024 - 4-6 June, Amsterdam | Use code FEX200 to save €200 on your ticke

Join us at Money20/20 Europe 2024 - 4-6 June, Amsterdam | Use code FEX200 to save €200 on your ticket

Financial inclusion blogs

Artificial Intelligence

AI into Algorithmic Trading Based on Price Action, Volatility and Correlations

Serhii Bondarenko

Serhii Bondarenko - Tickeron - Weiden

Embedded Finance

How embedded finance breaks down barriers to banking

Ivo Gueorguiev

Ivo Gueorguiev - Paynetics - Sofia

Digital Banking Trends

The Future of Banking: Beyond Products, Towards Experiences

Joris Lochy

Joris Lochy - Capilever - Brussels

Artificial Intelligence

Crafting a Winning Strategy for Stock Trading

Serhii Bondarenko

Serhii Bondarenko - Tickeron - Weiden

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Latest TV

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Project Nemo: Pioneering Disability Inclusion in Fintech

Live at IFGS 2024, Joanne Dewar, Project Lead at Project Nemo, discusses Project Nemo’s innovative initiative driving disability inclusion in fintech. With one in five individuals having disabilities, this project connects fintech firms with specialized service providers to promote awareness and change. We discuss upcoming workshops and events aimed at providing practical resources for inclusion efforts, aiming to set a new standard for inclusivity across industries.

Everybody in the room: Moving fintech forward

Lou Smith, Chair of Innovate Finance, discusses fintech's evolution in the past decade and its impact on consumer behaviour and industry collaboration. From challenger banks to widespread fintech app usage, we examine transformative trends like Open Finance, and amidst the challenges 2024 brings both nationally and internationally, we highlight opportunities for sustainable growth, charting a course towards fintech's fruitful future.

The Agricultural Bank: Oxbury’s Responsible Impact

Tim Coates, Co-Founder of Oxbury Bank explains how the challenger bank is serving the agriculture and agrifood sector. We hear how they are helping customers with great products, services and rates as well as addressing the sectors transition to meet the climate and nature crisis.

Navigating Biodiversity Impact: A review of 100 Nordic Companies

Mads Steinmüller, Head of Climate & Nature, Danske Bank Asset Management, discusses what Danske Bank found when they reviewed the quality of companies' management of their impact and dependencies on biodiversity on 100 of the largest companies in the Nordics, and unpacks what’s needed next to fulfil the recommendation and guidance that the Taskforce on Nature-Related Financial Disclosures (TNFD) have set out in 2023.

The long read

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Níamh Curran

Anne Boden on supporting female fintech founders

Níamh Curran - Senior Reporter - Finextra

Discussion

The Future of Banking: Beyond Products, Towards Experiences

Ketharaman Swaminathan

Ketharaman Swaminathan

Since the dawn of online commerce in the mid-1990s, if not earlier, ecommerce commerce have always integrated credit card, eCheque, cash on delivery, and other payment modes into their websites and workflows. IMO the addition of BNPL now is nothing new and does not qualify as Embedded Finance. Not that banks ever claimed to provide end-to-end financial experiences but they at least sold a plethora of products that customers could pick and choose to achieve their financial goals. Fintechs came into existence to unbundle various products and thereby create disjointed financial experiences. They have flopped in their endeavor to thus inflict "death by thousand cuts" to banks. Their failure has only validated the traditional business model of banks to stick with products instead of getting into experiences. Furthermore, as Matt Levine highlighted on the back of the collapse of SVB and other regional banks in USA last year, "a bank with sleepy depositors would do well, a bank with antsy depositors would go bust". Two years after the end of ZIRP and rise of interest rates to 4-5%, the #1 bank in USA still offers only 0.01% interest. Therefore, I don't see banks ever promoting their customers' financial literacy. Given how various banking charges allegedly affect the financial health of their customers adversely, the best we can expect from banks is that they don't promote financial ILLITERACY.

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UK fintech to be elevated to 'ubiquitech' with Smart Data Roadmap, new report reveals

Andrew Smith

Andrew Smith

I think some of the commentary in here shows a lack of understand of privacy and the challenges. It also shows a lack of understanding on how you can deliver trust without compromising on privacy. It's a grave concern that we still do not understand the importance of digital privacy, without it we are all exposed to a host of issues.

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Greggs storefronts reopen after payment processing issues

Michael Kyritsis

Michael Kyritsis

"Sainsbury's and Tesco were also faced with an IT outage over the weekend" I know that Sainsbury's and Tesco use different payment gateways, so I think it's misleading to refer to it as "an" outage. So was it something else, an issue with their comms provider? Or one of the acquiring banks?

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Greggs storefronts reopen after payment processing issues

Richard Page

Richard Page

Strange that none of these organsiations admit what actually caused the IT downtime. Was it a problem with the card providers validation application or was it a cyber attack?

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Featured

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Labour vows to make UK fintech leader

Revolut unveils Mobile Wallets for cross-border payments

Davos 2024: AI most relevant for fintech development until 2029

Finextra's year in review

The long read

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Sehrish Alikhan

How are bank closures impacting local communities?

Sehrish Alikhan - Reporter, Finextra

Elsewhere...

The long read

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Scott Hamilton

How migrant banking’s expansion means different approaches in US vs. Europe

Scott Hamilton - Contributing Editor, Finextra