The Wincor Wallet turns the smart phone into a wallet. Using the "electronic wallet" cashless payments in all retail and service station sales channels can be handled simply and securely.
The Wallet is integrated into the TP Application Suite, the software platform for retail companies, and in the Service Station Suite (NAMOS) for service station companies. Wincor Nixdorf will present this checkout-independent payment solution at the upcoming "National Retail Federation Annual Convention and EXPO" being held in New York City from January 13 through 16, 2013.
Whether in stationary retail, web shops or mobile stores, the Wincor Wallet can be accessed for mobile payment by all standard smart phones thanks to the use of QR codes or NFC technology. The solution is realized from the technical point of view by Wincor Nixdorf's Payment Gateway server operating in the background. In addition to processing traditional, card-based payments, this also allows modern Wallet transactions to be processed in an IT environment certified by the Payment Card Industry (PCI), which ensures the security of the cashless transactions.
The Wincor Wallet provides an ideal platform for combining different mobile payment and loyalty solutions such as mobile use of debit or credit cards, mobile coupons or redeeming "mobile" vouchers at the checkout via smart phone. "Retailers and service station companies thus have a platform that they can adapt individually to offer their customers optimum payment convenience and set themselves apart from the competition," says Jürgen Manske, Senior Solution Manager Retail at Wincor Nixdorf.