Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre.
Please read our Privacy Policy.

Accept
Channels
Profile
Location
London
Member since
2002
Reads
Collin Consulting
Writes about
Security Payments Regulation & Compliance

Nick's blog archive

2011 (1) 2009 (1) 2008 (1)
Nick Collin

Nick Collin

Director at Collin Consulting Ltd
Message Message me Posts: 3 Comments: 163
Bio Independent management consultant working at the intersection of new technology and the financial services industry. Currently specialising in EMV chip and PIN for the card payments industry. Career History 1998 - Present: Independent consultant 1990 - 1998: SRI Consulting 1982 - 1990: Ernst and Young 1980 - 1982: GEC Computers 1976 - 1980: National Coal Board (ORE)

Blogs

 

Contactless, Mobile, NFC .... is it all hype?

04 Jan 2011

The start of a new year seems like a good time to have a lively debate, so let me play devil’s advocate with an outrageous suggestion that the current frenzy of interest in what I’m going to label “contactless, mobile, NFC” payments represents a triumph of hype over reality. Let’s start with mobile NFC payments, the idea that we’ll soon be routine...

5

 

At last! A coherent account of the financial crisis.

01 May 2009

Andrew Haldane's paper "Rethinking the Financial Network" really is an excellent piece and the first convincing explanation of the current financial crisis that I've come across. Highly recommended. In a nutshell, Haldane's argument is simply that the complexity of the global financial industry has increased to such an extent that, like ...

5

 

Remote Chip Authentication success story

10 Jul 2008

The news that users of Barclays' PINSentry device have experienced zero fraud is a powerful endorsement of Remote Chip Authentication (RCA) and an important milestone in the adoption of this approach for secure online banking and payments. As someone who's worked on this solution for many years in the form of MasterCard's CAP (Chip Authentication P...

1

See all Nick's blogs

Nick is Commenting on

UK retailers attack Visa and Mastercard over card fees

  This misinformed discussion has been rumbling on for decades.  Just to be absolutely clear, Visa and MasterCard do not charge retailers fees!

21 Oct 2020 Reply Read article

Cash is here to stay - cards are the true dinosaurs

  I agree.  Deutche Bank seem to have got it wrong this time.  Both cash and cards will be around for very many years IMHO.

24 Jan 2020 Reply Read article

Mastercard seeks good vibrations with new sonic identity

  This is really clever! I wonder what Visa will come up with?

09 Jan 2020 Reply Read article

ECB offers support to bank-backed alternative to Visa and Mastercard

  This idea seems to crop up every 5 years or so in one form or another but never come sto anything.  What happened to Monnet, EAPS, PayFair?  My bet is the MasterCard/Visa duopoly will reign supreme for the foreseeable future.

27 Nov 2019 Reply Read article