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London

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2021

Martin Swanson

Co-Founder at Atomic Wire

Message Posts: 0 Comments: 4

Martin is Commenting on

Blair Institute sets out 'progressive vision' for fintech

As a recent FinTech founder, the things that I think would make a significant difference and encourage more people to build startups: - remove tax on redundancy payments - lower 25% corp tax - 0% CT for first 3-5 years - govt SaaS service for accounts and payroll - govt ESOP scheme - restore entrepreneur tax incentives

19 Apr 2024 Reply Read article

American banking lobby hits out at CBDC hype

I tend to agree with the ABA. "Payments Innovation" is really about achieving low latency processing with low (or zero) cost. There's an awful lot that can be done with existing technology to achieve that, and would be far simpler than CBDC and all the implications that entails for monetary policy. Plus, I'm not sure you really need a tokenized model if you expand central bank processing windows.

10 Jun 2021 Reply Read article

SAAS and the Services Conundrum

Agree that services are an important part of SaaS and as this article shows can significantly impact margins. https://blossomstreetventures.medium.com/saas-margins-are-terrible-eaab164866bb

26 May 2021 Reply Read article

Nordea: Regulation is an opportunity for data-driven technology

Given 60% of banks have ROE less that the cost of capital, and reg/mandatory change is virtually the only change spend they have, it's the only real way to drive digital transformation.

07 May 2021 Reply Read article