Fintech

Three critical capabilities for e-money institutions to win market share

04 Jan 2022

Having secured an e-money license, you are now focused on launching your digital payments services. Despite having a niche and well-defined scope of offerings and operations, you will still face competition from several types of financial services firms such as traditional banks, payment firms, fintech, and big technology firms, apart from other e...

Transaction Banking

Is supply chain finance gaining traction over documentary trade?

03 Nov 2021

Over the years, there has been considerable speculation on the impending growth of supply chain finance at a rate higher than growth in documentary trade. According to a report by McKinsey, the CAGR for supply chain finance in the years 2019-2024 is expected to exceed 25%, as against 1-2% for documentary business. These indicators occurred before ...

Banking Strategy, Digital and Transformation

Six design considerations for building a successful digital bank

17 Mar 2021

How do you design technology from the ground up so that it’s agile enough to accommodate disruptive changes? And how can you innovate and release products faster―all while keeping costs manageable and the bank resilient? As the enterprise architect in charge of designing the technological foundation for future success, your greatest challenge will...

Redefine the Branch to Build Sustainability in the Future of Banking

08 Mar 2021

The banking industry has been beset with questions such as–Is the branch still relevant? What role does the branch play in light of changing technology, market and consumer dynamics? To put it simply, the relevance of the branch as a servicing outpost is over. To tap a future up for grabs, the bank branch must be redefined into a branch of the fut...