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Archive for: May, 2009

Bo Harald - ZEF Solutions - Esbo | 28/05/2009 | 2240 views

Santa delivering...

I wrote a letter to Santa last December and he seems to have taken it seriously at least with the most demanding present: "The second wish is a standard - more precisely a common and global standard that will fulfill both the needs of SMEs (being easy to use) and their frequently very large and sometimes bully trading partners who have a need for ... Tags: Online banking, Payments

Bo Harald - ZEF Solutions - Esbo | 25/05/2009 | 2877 views

Too complicated - a no-brainer

We are now also reading in the press what we already knew before - bank "products" have been made so complicated and have versioned into so many nearly-but-not-quite-the-same offerings - that the staff cannot handle them any longer. This sad fact is not unique to the banking sector - many other sectors suffer from the same results of too many head... Tags: Online banking, Retail bankingGroup: Transaction Banking

Bo Harald - ZEF Solutions - Esbo | 18/05/2009 | 1750 views

It is not the recession..

It is not the recession - it is the demographic challenge - not enough people in working age -as demonstrated in this EU-produced chart: http://boharald.blogspot.com/2008/05/need-to-automate-away-routines.html Tags: Online banking, Payments

Bo Harald - ZEF Solutions - Esbo | 17/05/2009 | 1852 views

What will our children say..

We are now in the process of expanding the public debt - in our childrens' name - beyond previously imagined boundaries. Apart from being a questionable practise to use much more money than you earn - it is also by definition leading to over-consumption. And what are we borrowing for? Is it for creating more sustainable structures and way of life... Tags: Online banking, Payments

Bo Harald - ZEF Solutions - Esbo | 11/05/2009 | 2059 views

Consumer e-invoicing making great progress

Check progress here: http://boharald.blogspot.com/2009/05/consumer-e-invoicing-making-great.html Really important to provide same user experience for private-role and SME-role receivers and senders. And naturally the same tool when billing consumers and enterprises. A rising number of receivers are already starting to not-buy if e-invoice is not ... Tags: Online banking, Payments