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Archive for: November, 2012

a non-active Finextra member | 30/11/2012 | 3104 views | 1 comment

The Future of Online Lending

Today’s market of online lending business in the UK is facing an explosive rise. In this article, we study this situation to discover that it reflects an emerging global trend. Banks are adopting the internet at a high pace. According to PricewaterhouseCoopers research, by 2015 more people will interact with their banks digitally than throug... Tags: Mobile & online, Retail bankingGroup: Online Banking

Steve Grob - Fidessa - London | 29/11/2012 | 2710 views

Caught up in consolidated tape, again

Just when I was hoping to start thinking about the Christmas holidays (beginning with the first of the season’s parties this week) we’ve seen a bunch of announcements on the European consolidated tape, including those from FPL and The COBA Project. Everyone acknowledges that the lack of an agreed tape of record makes any concept of tru... Tags: Trade execution, Risk & regulation

Ralph Hazell - The Real Asset Co. and Microexchanges - London | 29/11/2012 | 1840 views

The Micro finance revolution

Are we entering a Golden era of small, agile businesses that can innovate quickly and disrupt the incumbent corporations of the 20th century? I certainly think this is possible in the banking and finance sector. The evidence for me is not the P2P lending markets but the online pay day loan platforms such as Wonga. One thing the banks can’t d...

Neil Burton - Earthport - London | 29/11/2012 | 2621 views

12 months to SEPA - no rush?

Last week, Deutsche Bank ran a SEPA outreach event, bringing the practicalities of migration to SEPA compliance to a large group of their current and prospective clients. The end date of course is February 2014. But with code freezes typical at year-end, for all intents and purposes SEPA compliance projects need to be complete a year from now. Fo... Tags: Payments, Transaction bankingGroup: Transaction Banking

Gary Wright - BISS Research - London | 29/11/2012 | 2140 views

The future of FIX

FIX has become the major messaging protocol in global financial markets and has arguably been the single most influential technical development in financial markets in the last twenty years. To a large degree it has long met its original objectives but there is still much that can be achieved so the future of FIX perhaps needs to be redefined. Jus...