Archive for: January, 2010
Bo Harald - ZEF Solutions - Esbo | 27/01/2010 | 2667 views
What are Internet users doing on the net? A new study (Redera) produced the following for Finland:
- looking for information 97%
- e-banking 95%
- customer feedback 76%
- public sector services 71%
- shopping 70%
- inquiries (about mer...
Tags: Online banking, PaymentsGroup: Innovation in Financial Services
Bo Harald - ZEF Solutions - Esbo | 23/01/2010 | 3728 views
Innovations do not come from outer space - technology often comes - at least from space.
There is a long way for new technology to become an invention, then give birth to a business idea which has the potential of becoming an innovation - a new practise which eventually is adopted by a critical mass of potential users - and then becomes the much ...
Tags: Online banking, PaymentsGroup: Innovation in Financial Services
Bo Harald - ZEF Solutions - Esbo | 17/01/2010 | 3637 views
When we started e-banking back in -82 we saw it as a pyramid. A very broad base where customers do their everyday banking on PCs - checking balances, paying bills, getting notifications on direct debit etc.
On this "habit" base and frequent traffic it was then possible to add tens of additional services - more seldom needed - all the way up to th...
Tags: Online banking, PaymentsGroup: Innovation in Financial Services
Bo Harald - ZEF Solutions - Esbo | 09/01/2010 | 3545 views
Occasionally I get the impression that enterprises and their organizations are spending too much time on complaining (about regulation, about service charges etc) and not enough time on driving real change themselves. A part of this can of course be explained the ever growing demands on their time by all sorts of administration and growing competit...
Tags: Online banking, PaymentsGroup: Innovation in Financial Services
Bo Harald - ZEF Solutions - Esbo | 05/01/2010 | 4032 views | 2 comments
I have been writing blogs for about 3 years and it is helping me to get some messages and information out to partners, customers, students, researchers and others who share the networked economy passion.
About a year ago I was invited by finextra to start blogging on their site. As I have a background in banking and especially e- and 3rd generatio...
Tags: Online banking, PaymentsGroup: Innovation in Financial Services
Showing: 1