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Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.
You must have heard the terms ‘Millennials and Gen Z’ over and over recently. Well, if you have no idea what these terms mean, they're tags given to people belonging from different generations. This s...
In this text, you can find some analytics that may help reveal the sweet spots for business and investment on the world’s map in 2021. Certain regions and countries are friendly to innovation that hav...
Flexible payment options, including Point-of-Sale (POS) "Buy Now Pay Later" (BNPL) offers, are growing in popularity at a pace that regulators are struggling to match. The Woolard Review (a ...
With interest rates close to 0, people are forced to invest their money to avoid losing buying power (as inflation is considerably higher than the typical interest rate on a saving account or term dep...
South East Asia has seen a Fintech boom and immense growth since 2016 but this market is still considered underpenetrated, and the reason is obvious: a limited availability of financial services creat...
Everyday, business leaders face challenges, ranging from the photocopier running out of ink or paper at the most inconvenient moment, to the latest development of a new piece of technology that outmod...
2015 - The year where Smart Phone's capability reached a new height. Faster processors to run complex applications. Cheaper internet plans and new mobile players which brought down the price of superi...
In my blog "Customer acquisition cost: probably the most valuable metric for Fintechs" (https://bankloch.blogspot.com/2020/06/customer-acquisition-cost-probably-most.html) I described how a...
As the fintech industry continues to change, accessible and straightforward interfaces for end users are key to helping financial institutions better engage their customers. One way many fintechs are...
Lesson 1 : Sales should be on the top of your business plan! Do you remember the 4 P’s of the marketing mix? Product Price Promotion Place 3 out of the 4 factors refer to sales, only 1 to the produc...
The Coronavirus pandemic is proving to be the boost needed for fintechs to gain traction with consumers who have been hesitant to move their finances online. With prolonged social distancing measures ...
The word Fintech (short for "Financial Technology") was first recorded in the 1980’s in the Sunday Times. However it was only until the financial crisis of 2007-2008, that the usage of the t...