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Rik Coeckelbergs

When your real estate agent decides to become a bank

Originally posted on Medium on August 2nd, 2019. Some time ago I referred to Hello bank! as a bank that found out that they are very well positioned to become their customer’s real estate manager. T...

20 Aug 2019
Banking Strategy, Digital and Transformation
Rik Coeckelbergs

Top 3 threats for banks today

Recently I represented The Banking Scene at Money20/20 Europe. I skipped one year, so my last edition was in Copenhagen. Man… this conference has grown. The coffee I took at the entrance, was almost c...

04 Jul 2019
Banking Strategy, Digital and Transformation
Rik Coeckelbergs

How a traditional mercado transforms the payments experience in Mechelen

For those who don’t know Mechelen: this is my home town. It is a small city in Belgium, right in between Brussels and Antwerp. These days, its colourful history makes of Mechelen a hotspot for tourist...

04 Jul 2019
Payments strategies 2015-2020-2030
Rik Coeckelbergs

How to find great collaboration between fintech and banks

In April, I had the pleasure to participate in a challenger session with Julian Sawyer (COO at Starling Bank) and Noemi Papp (Head of Digital & Retail, at EBF) at 6th Nextgen Payments Forum in Cyp...

04 Jul 2019
Fintech innovation and startups
Rik Coeckelbergs

The rise of superapps in ASEAN at Money2020 Asia

In March we had the second edition of Money20/20 Asia in Singapore. The conference was once again the perfect place to gain a better understanding of the dynamics in ASEAN financial services industry....

04 Jul 2019
Banking Strategy, Digital and Transformation
Rik Coeckelbergs

The future of banking is for the nimble and niche players

March 14 was the official deadline for financial institutions to have their API platforms ready for PSD2. I had the pleasure to celebrate this at LUXHUB’s Europen Open Banking Panel, on March 13 with ...

04 Jul 2019
Banking Strategy, Digital and Transformation
Rik Coeckelbergs

When your bank realises financial advise is no longer enough

Banks these days are increasingly testing how to grow their value in consumers’ daily life. A few articles in the Belgian press in the last few days showed this once again. It is a process that is ong...

16 Mar 2019
Banking Strategy, Digital and Transformation
Rik Coeckelbergs

Winning PSD2: Amazon, the Chinese, or just your own familiar bank?

By Rik Coeckelbergs PSD2, the new regulation that will open up retail banking… another regulation that triggers very little attention of the average man/woman on the street. Consumers start getting a...

27 Feb 2019
Open Banking
Rik Coeckelbergs

15 years to rediscuss the gentlemen’s agreement on 24 free cash withdrawals

By Rik Coeckelbergs Dear journalists, dear Test Aankoop, dear politicians, Last weeks there were 2 news items worth discussing: Belfius has its API marketplace made public. This is a huge step in the...

18 Feb 2019
Banking Strategy, Digital and Transformation
Rik Coeckelbergs

Instant Payments,  Instant Revenues... it's complicated

By Rik Coeckelbergs Instant Payments generate a lot of buzz in the industry of payments, for years already. Everyone likes to have their opinion heard on it: Banks, Central Banks, Software Providers, ...

18 Feb 2019
Banking Strategy, Digital and Transformation
Rik Coeckelbergs

The Semantic Bank

Many of you know that since November I am freelancing, discovering the world of banking and banking technologies. One of the great advantages of freelancing is that you can pick the projects you like ...

16 Jan 2019
Banking Strategy, Digital and Transformation
Rik Coeckelbergs

A bit earlier than expected: Revolut got banking licenced!

Two weeks ago I explained why we should not neglect the fact that Revolut will be made physically available in Belgium: they announced a country manager offices in both Antwerp and Brussels. Until la...

24 Dec 2018
Banking Strategy, Digital and Transformation

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