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Location

Sydney

Member since

2011

Andrew Rothwell

Co-Creator at House of Mozz

Message Posts: 0 Comments: 6

Career History See LinkedIn.

Andrew is Commenting on

Contactless payment ring launches on Kickstarter

Wearables work, if you like adorning yourself with tings. Biometrics seem so much more natural, and there's no technology to make invisible, for the consumer that is...

28 Sep 2015 Reply Read article

Apple Pay: lessons for Cupertino

Why not set the default card based upon the current location? For example, if you're at Hammersmith tube station, set default card to Oyster card. If you're at Harrod's, set default card to black Amex.

24 Jul 2015 Reply Read article

Royal Canadian Mint demos digital currency

In Canada you have a super low cost national debit card network: Interac, which receives 1c for each transaction (from acquirer and issuer); and there is no interchange payable (at least for the next couple of years - government mandate). And there is an increasing number of low cost card accepting terminals out there too...which are very often integrated into the merchant's point of sale. So what is the need for a digital currency, when your loonies are already stored, accepted and processed digitally, at low cost? Considering the above I don't understand the value of a digitial currency for use in-store... Help? Cheers, Andrew.

14 Jan 2014 Reply Read article

Why are we racing to build mobile wallets?

I couldn't agree more with the sentiment that mobile wallets and associated applications are not well understood; in terms of customer, merchant and bank interaction, and therefore usage. We have spent much time discussing consumer engagement models in different market segments (hopsitality - the obvious one, medical, fashion retail, etc), where behaviours, actors and interactions are different. We have discussed standalone payment apps, payment apps combined with loyalty, loyalty + payment + social, etc. And we've come to the conclusion that we must follow the path of utter simplicity. Everything comes back to how I can make the punter's life easier. Making their relationship closer and more cool between the customer and merchant(s) isn't necessarily the winning ticket.

29 May 2013 Reply Read article