Lloyds Banking Group is introducing a new service for customers to upload photos of identification documents for online account opening without the need to visit a bank branch.
The new electronic identification and verification checks will start to be rolled out to customers from next week, beginning with those looking to add an additional party to an existing account.
The system - which provides real time feedback as to the readability and suitability of documentation - will also be made available to all savings and credit card customers of Lloyds Bank, Halifax and Bank of Scotland by this summer.
Group director, digital, Miguel-Ángel Rodríguez-Sola said: “The industry wide Current Account Switch Service has already demonstrated a positive effect on switching in UK banking, and we believe this use of digital electronic identification technology can have an additional beneficial impact. Hundreds of thousands of customers will receive a smoother, speedier and more convenient experience in opening their accounts with us using the new service.”
Last month, Barclays Bank rolled out a system which enables mortgage brokers to take photos of paperwork for immediate upload to customer case files.