Avidia Mobile’s Cardless Cash feature will enable consumers to interact with the ATM from the privacy and security of their mobile devices, stage a transaction before stepping up to the ATM and then receive an eReceipt for the transaction on their devices. It’s part of an ongoing effort by the bank to offer the latest in mobile banking innovation to its customer base. Cardless Cash joins a robust line of mobile banking features from FIS available within Avidia Mobile, such as remote check deposit and person-to-person (P2P) payments. Other enhancements with this upgrade will include the addition of Touch ID and Passcode to give customers quick access to app features.

“FIS continues to disrupt and redefine the mobile banking market, making it faster, safer and easier for customers,” said Douglas Brown, senior vice president and general manager, FIS Mobile, FIS. “Cardless Cash is one such advancement, making withdrawals simpler while simultaneously eliminating the risk of card loss or fraud.”

Unlike other mobile cash access models that utilize temporary authorization codes, FIS Cardless Cash at Avidia Bank uses the security within the app authentication process and registration of the FIS Mobile Wallet technology on the smartphone, therefore eliminating card skimming risk and fraud incidents for banks and their customers. With this QR-based technology in place, Avidia Bank will continue moving forward in the digital payments space with the addition of a mobile wallet feature within the Avidia Mobile app.

“We are always looking for new ways to improve service and enhance the banking experience for our customers,” said Mark R. O’Connell, President and CEO, Avidia Bank. “As the pace of banking speeds up, our customers want access how and where they choose. Cardless Cash is another solution to meet those needs.”