This functional test suite helps Visa card issuers in testing and precertification of their Visa payWave mobile payment applications implemented as a Host-based Card Emulation (HCE) compatible mobile application.

Visa has introduced its new cloud-based payment specification allowing Host-based Card Emulation (HCE) mobile applications that can run without a need of using a secure element. This enables a mobile payment application to run directly in the mobile device’s application processor communicating with a contactless reader over the NFC communication protocol while supporting the Visa payWave transaction flow.

“UL continues to improve and expand the Collis test tool portfolio by developing high quality test tools for the payment and mobile markets, and we are very pleased to announce the new Visa Cloud-based Functional Test Suite that completes our portfolio of test tools dedicated to functional testing of card products based on Visa specifications.” adds Maxim Dyachenko, Manager Service Line Test Tools at UL’s Transaction Security division.

Based on the VCPCS v1.4 specifications and related test specifications defined by Visa, UL developed the Collis Visa Cloud-based Functional Test Suite to cover all Visa payWave transactions and test card image definitions. The test cases specified by Visa are implemented in scripts. For every test case there is a script that runs fully automated to perform the checks as defined by Visa. Card issuers can use the test suite to perform a pre-approval on their Visa payWave payment products. Pre-certified means that the smart card conforms to all requirements in the Visa Contactless Payment Cloud-based Specification (VCPCS) test specification, and should not encounter any problems during approval by Visa International. The tool supports the Visa defined JSON based personalization sequence to allow unattended automated testing.