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Sriram Natarajan

Sriram Natarajan - Credit Risk Fraud Cards Professional - Gurgaon | 17/07/2012 | 2050 views

How to put a 7 Billion dollars stimulus to good use!

The US Retailers won a major victory with the class action settlement of $ 7.2 Billion against Visa, MasterCard and seven other card issuers. While this victory may sound like a bonanza for retailers and perhaps get them salivating on the amount of cash they are like to see soon, it may be worth their introspecting on how the money can be put to g... Tags: Cards, Payments

Sriram Natarajan - Credit Risk Fraud Cards Professional - Gurgaon | 06/11/2011 | 2394 views | 1 comment

Too big to Retail....

The BIS released came out with a list of 'systemically important' banks.http://www.bis.org/publ/bcbs207.htm So, we now officially acknowledge that whatever happens, even if some countries go down, these banks cannot afford to fail. It reallymeans that whatever these banks do, we have to accept with grace and humility. It doesn't help that many of... Tags: Risk & regulation, Retail bankingGroup: Finance 2.0

Sriram Natarajan - Credit Risk Fraud Cards Professional - Gurgaon | 24/07/2011 | 3793 views

The giant US Banking Regulatory 'sink-hole'

Was it just a coincidence or some kind of a 'karmic connection'? A giant 200 feet sinkhole appeared in Guatemala City last month. A few days later the Regulation II of the Dodd-Frank Amendment, slashing debit interchange fee by half, came into existence. The debit interchange 'blow out' starts from Oct 1, 2011 for banks with more than $ 10 B in ass... Tags: Risk & regulation, Retail banking

Sriram Natarajan - Credit Risk Fraud Cards Professional - Gurgaon | 23/03/2011 | 2640 views

Fastest and most responsive to disasters- Scammers!

I do salute the stoic resilence of the Japanese people in the face of disaster. But I think the award for the most responsive and 'quick to market' mob goes to the internet scamsters! Within an hour of the news of the disaster in Japan, invitations to make donations for tsunami relief came into my inbox. In fact, so creative and impressive are th... Tags: Security, Risk & regulationGroup: Innovation in Financial Services

Sriram Natarajan - Credit Risk Fraud Cards Professional - Gurgaon | 04/11/2010 | 2447 views | 1 comment

Open Sourcing of Card Networks?

Last week, I came across an interesting headline - "Visa Opens World’s Leading Payments Network to Independent Developers Visa Inc. today announced a significant enhancement to the Authorize.Net Developer Center, a resource that enables independent developers to create applications supporting electronic payments and related services for maj... Tags: Payments